Below are Mco-opcash charges as per Cooperative bank Kenya.
Mco-opcash Limits and Tariffs
- Mco-opcash Limits
| Amount | ||
| Limits | (Kes) | |
| Transactional Minimum | 10 | |
| Mco-opcash Transactional Maximum | 70,000 | |
| Mco-opcash Daily Limit (Does not include Pesalink and mVisa) | 200,000 | |
| Pesalink Send Daily and Transactional Maximum | 200,000 | |
| Pesalink Receive Daily and Transactional Maximum | 999,999 | |
| mVisa Merchant Payment | 450,000 | |
| mVisa funds transfer | 200,000 | |
| mVisa Agent Withdrawal | 100,000 |
mVisa & Airtime Purchase
| mVisa Transaction | Charges( Kes) | |
| Deposit at an mVisa Agent | Free | |
| Withdrawal from an mVisa | Existing | |
| Agent | Agency fees | |
| Merchant payments | Free | |
| Send or receive money | Free |
| Airtime Value | Charges ( Kes) |
| 10-100 | 10 |
| 101-500 | 20 |
| 501-1,000 | 30 |
| 1001-2,000 | 40 |
| 2001-10,000 | 50 |
Pesalink & e-credit Loans
| Pesalink | Fee | ||||||
| (Kes) | |||||||
| 10-500 | 0 | ||||||
| 501 – 10,000 | 42 | ||||||
| 10,001 | – | 50,000 | 62 | ||||
| 50,001 | – | 70,000 | 82 | ||||
| 70,001 | – | 100,000 | 82 | ||||
| 100,001 | – 200,000 | 112 | |||||
| Rate | |
| Loans | (CBR+4%) |
| 1 Month Flexi | 1.166% |
| 3 Month Flexi | 3.498% |
| Business Loan | 1.166% |
| Insurance on 3 Month Loan | 0.102% |
Additional details
- Explain to people about the MCO-OP cash, what it is and how it works?
MCo-op Cash is a mobile banking service which enables you to access a variety of banking, money transfer and payment services.
- All you need is an ID card and a registered mobile phone number, it doesn’t matter which mobile phone network you are on. You may register for the service by dialing *667# or go to https://mobile.co-opbank.co.ke and select ‘Self registration.’ Follow the menu and receive an SMS confirming registration.
- Where can I withdraw and deposit Money?
- Your Co-op Kwa Jirani Agent near you
- From the ATM using your Debit card
- Through your Mco-op cash mobile access through *667# or through the Mco-op cash App
- Where can I check my bank balance?
- Your Co-op Kwa Jirani Agent near you
- From the ATM using your Debit card
- Through your Mco-op cash mobile access through *667# or through the Mco-op cash App
- What can I do if I have forgotten my Mco-op cash PIN?
- Walk to your nearest branch to have your PIN reset.
- How can I contact my nearest branch?
- Branch contacts for the branch near you can be found on the Co-operative bank website
- Mco-op cash blocked Accounts?
- Mco-op cash blocked Accounts If for any reason you find that your M-co-op Cash account is blocked, visit your nearest branch and receive assistance on unblocking.
- What do I do when *667# is not working?
- You can access the service by downloading the App Mco-op Cash from your App Store
- What if I send money to the wrong number?
- Call the Co-op Bank contact center immediately and they will assist in reversing the transaction before the money is withdrawn.
