How to Become a Millionaire in Kenya Without a University Degree


Many Kenyans believe that becoming a millionaire one must be educated and holding at least a university degree, which is not true. It motivates to see thousands of Kenyans driving sleek cars, investing millions in various sectors of economy and generally doing better than PhD holders. There are hundreds of things you can do in Kenya and succeed without going to the university, but first, let’s list some of the most successful millionaires in Kenya who didn’t go to the university or they enrolled for university education after getting into millionaire club:

  • Akothee
  • Mike Mbuvi Sonko
  • Simeon Nyachae
  • Johnstone Muthama
  • Maina Kageni
  • Ali Hassan Joho
  • Oscar Sudi
  • Njenga Karume
  • Charles Kanyi alias Kanyi
  • Bob Collymore
  • Victor Wanyama
  • Charity Ngilu

These are just examples of extremely successful Kenyans who dropped out of school and made it in life, there are millions of others we have not mentioned here.

To be successful when you are a school dropout, you need to work twice as hard as university graduates but it reaches a point where you defeat them because they believe in white collar jobs as opposed to self-employment.

Here are things to do to become a millionaire without education:

  1. Start a company that does not require specialized skills

Most of the millionaires you see around registered companies and started trading with the government and influential individuals. For example, Johnstone Muthama became a millionaire after starting mining and construction company, Akothee started tour company, Mike Sonko joined real estate sector where he bought and sold land at a profit.

Don’t fear to launch your own company, nobody is born a failure, it’s only that those with high self-esteem take risks, invest, interact and share ideas with those who have money and influence to get where they aspire to be.

  1. Exploit your talent

Talent pays better than education. If you realize you have a gift in sports like Victor Wanyama, work hard, look for sponsors, position yourself well—you will eventually succeed.

People like Lionel Messi, Ronaldo,R-Kelly are not educated but they are extremely successful. Somebody like Charles Kanyi is a standard seven dropouts but his talent marketed him, he is now a Member of Parliament

  1. Become a politician

There is no single profession that pays better than politics in Kenya. Start by vying as an MCA.By the way, to become an MCA you need to know as many people as possible in your home town, interact with them, give them hope and always ensure you attend funerals, church functions, fund raising and weddings.

An MCA earns at least Ksh300,000 per month. If you manage to become an MCA, there is not seat you can’t grasp in our country. Don’t worry about university degree, once you have money, you’ll easily acquire one within two years even without attending classes—money talks.

The moment you rise to become a Member of Parliament, you’ll start earning millions, spend the money wisely, invest. You will also develop necessary networks that will enable you get government lucrative contracts.

  1. Start a profitable business

The obvious thing you can do when you don’t have skills to look for a job is to start a profitable business. There are more than 50 profitable businesses which do not need university education but are profitable.

Here is the list;

  • Shoe shining
  • Grocery shop
  • MPESA shop
  • Cosmetics shop
  • Fruit juice blending
  • General Mini Supermarket
  • Transport business
  • Farming
  • Chicken rearing
  • Butchery business
  • Salon plus Kinyozi

There are a number of them which we will discuss in our next post.

You may not become a millionaire instantly, but if you work hard, save whatever you make and cut on expenses, you’ll certainly become a millionaire.

  1. Gambling

Gambling is another source of income. In life you can either succeed through luck or hard work. When you are not so learned, luck can be an option. We have seen many people becoming instant millionaires by investing in betting. What you need as a gambler is to ensure you don’t spend all your money on gambling, bet moderately.

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  • Go to MPESA
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  1. Go abroad

There are thousands of Kenyans who have made it by going abroad.USA is one of the best countries where you can go without any education and be able to make money where you eventually become a millionaire.

The easiest way to go abroad is by taking a green card or marrying an American citizen which will enable you acquire US citizenship.