How do you budget Ksh15,000 salary in Kenya?Well,if your monthly salary is Ksh 15,000,there is a way you’ll budget it until you remain with some money to save.Mimi nishawahipata mshahara wa 15k ,that time I was living in Ruiru,I made sure I saved Ksh1,000 every month.
In the modern Kenya, Ksh15, 000 is not enough salary to make you rich unless you have a side hustle. What I will advise you is to ensure that you have a side hustle to supplement the income.
The first thing to do is to do away with alcohol, girlfriends na starehe ndogo ndogo zenye humaliza pesa.You should also not own a car unless it’s for business.
With a salary of Ksh15, 000,it means you are required to spend strictly Ksh500 everyday for 30 days. This implies that you can live in an area where you’ll spend fare of more than Ksh 100 per day.So, the amount to set aside for transport is Ksh 3000.
When it comes to rent, choose an estate where you’ll not pay more than Ksh5,000 per month. In case you’re living in Nairobi, these are some of the best estates to live in for Ksh5,000 per month rent:
- Kibera
- Ruaka
- Pipeline
- Githurai
- Kayole
- Kawangware
- Rongai
- Ngong
- Zimmerman
- Uthiru
- Utawala
- Umoja
- Dandora
- Kariobangi
Transport and rent will cost Ksh 8,000.You will remain with Ksh 7,000.Food and shopping will cost Ksh 4,000 while other miscellaneous expenses will cost Ksh 2,000.You will remain with Ksh1, 000 for savings.
With a salary of Ksh15,000 per month,the maximum amount you’ll save per year is ksh 50,000.
If you are married, open a grocery shop for your wife and let her cater for food expenses. You’ll eventually remain with at least Ksh3,000 to save every month.
While surviving with Ksh15, 000,please avoid mobile loans and betting because those are some of the things which contribute to poverty.
If possible,get maize and beans from home to avoid buying maize flour from the shops.
