If your family member is dead,there is a way you can claim the money or assets they left behind.
NCLAIMED FINANCIAL ASSETS
If you think you might have money (or other financial assets) with Unclaimed Financial Assets Authority (UFAA) in Kenya — for example from a dormant bank account, closed bank, insurance, old wages, safe‑deposit box, etc. — here’s how to check and reclaim them. 
What is UFAA and why money ends up there
• UFAA is a government authority created under the Unclaimed Financial Assets Act, 2011 to collect, safeguard and re‑unite unclaimed financial assets (money, insurance payouts, safe‑deposit contents, dividends, pension, etc.) with their rightful owners. 
• Assets become “unclaimed” when an institution (bank, insurance company, court etc.) holding the assets cannot reach or trace the owner after a certain dormancy period and remits them to UFAA. 
• Importantly: transferring assets to UFAA does not cancel your right to reclaim them — you can file a claim any time. 
How to check if you (or a relative) have unclaimed assets
1. Go to UFAA’s website and use their “Find & Claim” service to check for unclaimed assets. 
2. Alternatively, you may be able to use the USSD code *361# (or whatever code the authority advertises for checking unclaimed assets) as some recent announcements by UFAA indicate. 
3. If the search shows there are assets in your name (or matching your details), you will then need to file a claim.
How to claim your money (or other assets)
The claim process depends on whether you are:
• the original owner alive
• a beneficiary (if the original owner is deceased)
• claiming on behalf of a minor
• claiming on behalf of a business entity
• or claiming as an agent for the owner
The general steps for an original owner are: 
• Fill out Form 4A (Original Owner Claim form), duly commissioned by a lawyer. 
• Fill Form 5 (Indemnity Agreement), also commissioned. 
• Get an official letter from the original “holder” (bank, insurer, etc.) confirming remittance of the assets to UFAA. 
• Submit a certified copy of your National ID or Passport (certified by a lawyer). 
• Provide copy of your KRA PIN certificate. 
• Provide payment details — bank account or M‑Pesa account — including a bank/M-Pesa statement or deposit/withdrawal slip showing account name and number. UFAA does not pay in cash. 
• If names differ (e.g. name change), you may need an affidavit confirming name differences. 
If you are claiming on behalf of someone else (deceased, minor, business, etc.), the forms and supporting documents required are different (e.g. death certificate, grant of probate, company documents for businesses, guardianship deed for minors, power of attorney for agents, etc.) 
After you submit: What happens and when you get paid
• Once you submit a fully supported claim, UFAA reviews and processes it. According to their FAQ: original‑owner claims are processed within about 30 days, beneficiary or agent claims may take up to 90 days. 
• If approved, payment is sent via bank transfer or M‑Pesa (depending on what you specified). 
• There is no deadline — you can claim assets any time, even if they were remitted years ago. 
What you should do right now (if you want to try claiming)
• Visit the official UFAA website (ufaa.go.ke) and use the “Find & Claim” tool or USSD *361# to check if there are assets under your name or related to you.
• If you see assets, download the appropriate claim form (Form 4A, 4B, 4C, or 4D as necessary) and Form 5. These are available on UFAA’s site. 
• Gather the necessary supporting documents (ID/passport, KRA PIN, bank/M-Pesa statement, letter from holder institution, etc.).
• Commission (have notarised by a lawyer/Commissioner of Oaths) the forms required.
• Submit your claim to UFAA — physically, or via whatever their current submission method is (website, Huduma Centre, etc.).
