Category: BUSINESS

  • Cross-Border Payments with Crypto: A Revolution in Global Transactions

    Cross-Border Payments with Crypto: A Revolution in Global Transactions

    Introduction

    Traditional cross-border payments have long been plagued by inefficiencies, including high fees, long processing times, and limited accessibility. Businesses and individuals sending money across borders often face intermediary banks, regulatory hurdles, and currency conversion complexities.

    With the rise of cryptocurrency and blockchain technology, cross-border transactions are experiencing a transformation. Cryptocurrencies like Bitcoin, Ethereum, and stablecoins offer faster, more cost-effective, and transparent ways to send funds internationally. Decentralized and borderless, crypto transactions are reducing dependency on traditional financial institutions and enabling seamless global payments.

    This article explores how cryptocurrency is revolutionizing cross-border payments, its advantages, challenges, and its impact on global trade and remittances.


    How Crypto is Transforming Cross-Border Payments

    1. Faster Transactions with Lower Fees

    ✔ Traditional bank transfers via SWIFT can take several days and incur high intermediary fees.
    Cryptocurrency transactions settle in minutes, often with minimal transaction fees.

    Example: A Bitcoin transfer from the U.S. to Europe can be completed in less than 10 minutes, compared to a 3-day bank wire transfer.

    2. Elimination of Intermediaries

    ✔ Crypto payments occur on decentralized networks, removing the need for banks and clearinghouses.
    ✔ Direct peer-to-peer transactions reduce reliance on third-party financial institutions.

    3. Borderless Accessibility

    ✔ Crypto enables payments in regions with underdeveloped banking infrastructure.
    ✔ Digital wallets and blockchain networks allow anyone with an internet connection to send and receive money.

    Example: Many businesses in Latin America and Africa use stablecoins like USDT to facilitate international trade without relying on volatile local currencies.


    Benefits of Using Crypto for Cross-Border Payments

    1. Lower Transaction Costs

    ✔ Traditional remittance services charge 5-10% fees, while crypto transfers can cost as low as 0.5% or less.

    2. Instant and Transparent Transactions

    ✔ Crypto transactions operate 24/7, unlike bank wires that rely on business hours.
    ✔ Blockchain provides real-time transaction tracking, ensuring transparency.

    3. Protection Against Inflation and Currency Volatility

    ✔ Businesses and individuals in economically unstable countries use crypto to hedge against inflation.
    Stablecoins (e.g., USDC, DAI) maintain value and provide a secure means of international trade.


    Challenges of Crypto in Cross-Border Transactions

    1. Regulatory Uncertainty

    ✔ Many governments impose restrictions on crypto transactions, impacting adoption.
    ✔ Businesses need compliance strategies to navigate evolving regulations.

    2. Volatility of Cryptocurrencies

    Bitcoin and Ethereum are known for price fluctuations, which can impact transaction value.
    Stablecoins offer a solution by maintaining a pegged value to fiat currencies.

    3. Adoption Barriers

    ✔ Many businesses still lack infrastructure to accept crypto payments.
    Education and awareness are needed for mass adoption in global trade.

    Solution: Platforms like Paragonix PrimeX provide resources and tools for businesses to navigate crypto payments efficiently.


    Use Cases of Crypto Cross-Border Payments

    1. International Trade and E-Commerce

    Companies accept crypto for faster and cheaper global transactions.
    Example: Shopify merchants integrating Bitcoin and Ethereum payments to sell globally.

    2. Remittances for Migrant Workers

    ✔ Migrants send money home without high remittance fees from services like Western Union.
    Example: In 2022, El Salvador adopted Bitcoin for remittances, reducing transaction costs.

    3. Smart Contracts for Cross-Border Business Transactions

    ✔ Automate and secure international payments with smart contracts.
    Example: Supply chain companies use Ethereum-based contracts for seamless trade.


    FAQ: Crypto Cross-Border Payments

    1. How do crypto cross-border payments work?

    ✔ They use blockchain networks to transfer value directly between wallets, bypassing banks.


    2. Are crypto payments faster than traditional wire transfers?

    ✔ Yes. While bank transfers take 2-5 days, crypto transactions settle in minutes.


    3. What is the biggest advantage of using crypto for international payments?

    Lower fees, faster processing, and decentralization, eliminating intermediaries.


    4. Are there risks in using crypto for cross-border transactions?

    Regulatory uncertainty and volatility can impact transactions, but stablecoins help mitigate risks.


    5. Can businesses accept crypto for international transactions?

    ✔ Yes. Many businesses integrate crypto payment gateways to receive global payments.


    6. How can I start using crypto for cross-border payments?

    ✔ Use secure wallets and platforms like Paragonix PrimeX for optimized transactions.


    7. Do crypto payments avoid currency exchange fees?

    ✔ Yes. Stablecoins eliminate conversion fees, offering a more cost-effective solution.


    8. Will crypto replace traditional international payment systems?

    ✔ While adoption is growing, regulatory and infrastructure challenges still exist.


    Conclusion

    Cryptocurrency is revolutionizing cross-border payments by eliminating intermediaries, reducing costs, and enabling instant transactions. Businesses and individuals benefit from faster, cheaper, and decentralized payment solutions, offering an alternative to traditional banking systems.

    Despite regulatory challenges and adoption barriers, crypto payments are gaining traction, especially in global trade, remittances, and e-commerce. As blockchain technology evolves, solutions like Paragonix PrimeX provide valuable insights and tools for businesses looking to leverage crypto for international transactions. 🚀

  • Social Tokens: A New Era of Digital Communities and Monetization

    Social Tokens: A New Era of Digital Communities and Monetization

    Introduction

    The rise of blockchain technology has introduced various innovative financial models, including social tokens, which are transforming the way creators, influencers, and online communities interact and monetize their audiences. Unlike traditional digital assets such as Bitcoin or Ethereum, social tokens are issued by individuals or communities, offering exclusive access to content, experiences, and financial incentives.

    As the creator economy expands, social tokens have gained popularity by enabling decentralized and direct engagement between content creators and their supporters. From musicians and artists to influencers and online educators, social tokens offer new opportunities for monetization without relying on traditional intermediaries.

    This article explores what social tokens are, how they work, their benefits and risks, and their potential impact on digital economies.


    What Are Social Tokens?

    Definition and Key Features

    Social tokens are blockchain-based digital assets that represent ownership, membership, or exclusive access to a creator’s content, services, or community. These tokens function similarly to loyalty points or fan club memberships but are built on decentralized blockchain networks like Ethereum, Solana, and Polygon.

    Creator Tokens – Issued by individuals (artists, musicians, influencers) to engage with their audience.
    Community Tokens – Used by online communities to reward engagement and governance participation.

    Example: Popular influencers like RAC (a Grammy-winning musician) launched his own token, $RAC, which grants fans access to exclusive content, rewards, and community privileges.


    How Social Tokens Work

    1. Token Creation and Distribution
      • Creators or communities issue tokens via blockchain platforms like Ethereum or Solana.
      • These tokens can be bought, sold, or earned by community members.
    2. Utility and Benefits
      • Holders may access exclusive content, merchandise, voting rights, or private events.
      • Some social tokens offer governance features, allowing fans to influence community decisions.
    3. Integration with DeFi and NFTs
      • Social tokens can be traded, staked, or used in DeFi applications.
      • Many are linked to NFT ecosystems, further increasing their value and use cases.

    Benefits of Social Tokens

    1. New Monetization Model for Creators

    ✔ Social tokens allow artists, musicians, and influencers to monetize their work directly without relying on third-party platforms.

    2. Strengthening Community Engagement

    ✔ Fans who hold social tokens feel more connected to their favorite creators through exclusive perks and voting rights.

    3. Decentralization and Ownership

    ✔ Unlike traditional fan clubs or subscription models, token holders have true ownership and the ability to trade or sell tokens.

    4. Integration with Web3 and DeFi

    ✔ Social tokens can be used in staking, liquidity pools, and NFT marketplaces, expanding their functionality.

    Example: Platforms like Prime Aurora provide insights into how social tokens can integrate with digital trading strategies.


    Risks and Challenges of Social Tokens

    1. Market Volatility

    ✔ Like cryptocurrencies, social tokens can experience price fluctuations, affecting their perceived value.

    2. Regulatory Uncertainty

    ✔ Many jurisdictions lack clear regulations on social tokens, creating legal risks for creators and investors.

    3. Community Management Challenges

    ✔ A poorly managed social token economy can lead to loss of interest, token devaluation, or community disputes.

    Solution: Utilizing secure platforms like Prime Aurora helps users navigate social token investments effectively.


    Real-World Use Cases of Social Tokens

    1. Influencers and Content Creators

    ✔ Musicians, YouTubers, and podcasters issue social tokens to offer exclusive content and fan engagement.
    Example: The $ALEX token by Alex Masmej allows fans to invest in his career.

    2. Gaming and Metaverse Communities

    ✔ Social tokens are used in gaming ecosystems to provide special in-game perks and voting rights.
    Example: Decentraland’s $MANA token governs its virtual world.

    3. Membership and Governance

    ✔ Online communities use social tokens to grant access to events, courses, and governance decisions.
    Example: Friends With Benefits (FWB) is a social DAO that requires holding $FWB tokens for membership.


    FAQ: Understanding Social Tokens

    1. How are social tokens different from cryptocurrencies?

    ✔ Social tokens are linked to individuals or communities, while cryptocurrencies like Bitcoin are decentralized financial assets.


    2. Can anyone create a social token?

    ✔ Yes. Creators can launch their own tokens on platforms like Ethereum and Solana.


    3. How do social tokens benefit creators?

    ✔ They provide direct monetization, community engagement, and ownership without relying on third-party platforms.


    4. Are social tokens secure?

    ✔ They are secured by blockchain networks, but market volatility and community management affect their long-term value.


    5. Can I trade social tokens like regular cryptocurrencies?

    ✔ Yes. Many social tokens are traded on decentralized exchanges (DEXs) and integrated with DeFi services.


    6. What risks are associated with social tokens?

    Volatility, regulatory uncertainty, and lack of long-term sustainability in some projects.


    7. Can social tokens be used for governance?

    ✔ Yes. Some communities allow token holders to vote on key decisions and policies.


    8. Where can I learn more about trading social tokens?

    ✔ Platforms like Prime Aurora offer insights into trading strategies and token economics.


    Conclusion

    Social tokens are revolutionizing the creator economy by providing new monetization methods, increasing fan engagement, and integrating with decentralized finance (DeFi) and NFTs. From influencers and musicians to gaming communities and DAOs, social tokens offer exciting opportunities for digital interaction and financial empowerment.

    Despite challenges such as market volatility and regulatory uncertainty, social tokens are expected to grow as Web3 adoption increases. As blockchain technology evolves, more creators and communities will embrace tokenized economies to build stronger and more engaged digital ecosystems.

    For those interested in exploring the financial potential of social tokens, Prime Aurora provides valuable insights into blockchain-powered trading and digital asset management. 🚀

  • Crypto Whale Tracking for Traders

    Crypto Whale Tracking for Traders

    Introduction

    The cryptocurrency market is highly volatile, and price movements are often influenced by large investors known as crypto whales. These whales hold significant amounts of a specific cryptocurrency and can impact market prices through their buying or selling activities. Traders who can track whale movements gain a strategic advantage, as whale activity can signal upcoming trends, market reversals, or liquidity changes.

    Crypto whale tracking has become an essential part of advanced trading strategies, allowing traders to anticipate market movements and react accordingly. By monitoring large transactions on the blockchain, traders can identify accumulation phases, distribution patterns, and potential pump-and-dump schemes.

    This article explores the importance of whale tracking, methods used to track whale activity, key tools available, and strategies traders can implement to benefit from whale movements.


    What Are Crypto Whales?

    Definition of a Crypto Whale

    A crypto whale is an individual or institution that holds a substantial amount of a specific cryptocurrency. These entities can influence price action due to the sheer volume of their trades. Typically, a whale is considered any holder with at least 1,000 BTC or equivalent in other cryptocurrencies.

    Types of Crypto Whales

    • Individual Whales – Early adopters or high-net-worth individuals who hold large amounts of crypto.
    • Institutional Whales – Hedge funds, investment firms, and large companies like Tesla or MicroStrategy that have invested heavily in cryptocurrencies.
    • Exchange Whales – Crypto exchanges that manage massive funds for liquidity and customer transactions.
    • Mining Whales – Large-scale miners who accumulate crypto rewards over time.

    Why Should Traders Track Crypto Whales?

    Whales influence price action by accumulating or distributing assets. Traders who monitor large transactions can detect upcoming bullish or bearish trends before they become evident in the market.

    2. Avoiding Market Manipulation

    Some whales engage in pump-and-dump schemes, where they artificially inflate prices before selling off at a higher level. Tracking their movements helps traders avoid being caught in these price manipulations.

    3. Improving Entry and Exit Strategies

    If a whale is accumulating a specific token, it might indicate strong support levels. Conversely, if a whale is selling, it could signal a market top. Traders can use this information to optimize their buy and sell decisions.

    4. Enhancing Liquidity Awareness

    Whale activity impacts liquidity. A sudden movement of large funds onto an exchange could indicate an upcoming sale, leading to increased market volatility. Monitoring such events allows traders to prepare for potential price swings.


    How to Track Crypto Whales?

    1. Monitoring Blockchain Transactions

    Since cryptocurrencies operate on public blockchains, all transactions can be viewed by anyone. Traders can track large transactions through:

    • On-chain data analytics
    • Whale alert bots
    • Block explorers (Etherscan, Blockchain.com, etc.)

    2. Whale Wallet Tracking

    Many whale wallets are publicly known. Tracking these wallets can reveal accumulation or liquidation patterns. Notable platforms for wallet tracking include:

    • Whale Alert – Provides real-time alerts on large transactions.
    • Santiment – Analyzes whale movements and market sentiment.
    • Glassnode – Offers insights into whale wallet activities.

    3. Exchange Flow Analysis

    Tracking funds moving into or out of exchanges helps predict major market moves. If whales transfer assets from exchanges to cold wallets, they might be preparing for long-term holding, signaling a bullish trend. If they move assets onto exchanges, a sell-off might be coming.

    4. Social Media and News Sentiment Analysis

    Whales often announce their trades or opinions on platforms like Twitter, Reddit, or Telegram. Monitoring these sources can provide early insights into potential whale activity.


    Strategies for Traders Using Whale Tracking

    1. Trading with the Whales

    • Identify whale accumulation patterns.
    • Enter long positions if whales are buying large amounts of a token.
    • Monitor buy walls on exchanges as a signal of support.

    2. Avoiding Whale-Induced Volatility

    • Exit trades before large whale sell-offs.
    • Be cautious when trading illiquid tokens where whale movements can create extreme volatility.

    3. Leveraging Stop-Loss Orders

    • If tracking data shows large sell-offs incoming, place stop-loss orders to protect capital.
    • Adjust trading strategies when unusual whale activity is detected.

    4. Identifying Breakout and Reversal Points

    • A whale transferring funds off an exchange might indicate upcoming price increases.
    • Large inflows into an exchange may signal an impending sell-off.

    Case Studies: Crypto Whale Tracking in Action

    Case Study 1: Tesla’s Bitcoin Purchase

    In early 2021, Tesla announced a $1.5 billion Bitcoin purchase. Traders monitoring whale transactions noticed large BTC accumulations before the news became public, leading to a bullish rally to $60,000.

    Case Study 2: Bitcoin Dump in May 2021

    On-chain data revealed massive BTC transfers to exchanges before the market crash in May 2021. Traders who tracked these whale movements managed to exit their positions early, avoiding heavy losses.


    Pros and Cons of Whale Tracking

    Pros

    ✔ Helps detect early market trends.
    ✔ Reduces exposure to whale manipulation.
    ✔ Enhances decision-making for entry and exit points.
    ✔ Provides insights into liquidity movements.

    Cons

    ❌ Not all large transactions indicate clear price trends.
    ❌ Requires advanced knowledge of blockchain analytics.
    ❌ False signals can mislead traders.
    ❌ Some whale movements are internal transfers and not market-related.


    FAQ: Crypto Whale Tracking

    1. What is a crypto whale?

    A crypto whale is an entity that holds a large amount of cryptocurrency and has the power to influence market movements.

    2. How can I track whale transactions?

    You can track whale transactions using on-chain data analytics tools, block explorers, and real-time alert services like Whale Alert.

    3. Why do whales move funds between wallets?

    Whales transfer funds for various reasons, including security (cold storage), market positioning, or preparing for a large trade.

    4. How do whales manipulate markets?

    Some whales use pump-and-dump schemes, buy walls, or large sell-offs to influence prices and trigger trader reactions.

    5. Is whale tracking effective for trading?

    Yes, but it should be combined with technical and fundamental analysis for accurate trading decisions.

    6. What tools are best for whale tracking?

    Popular tools include Whale Alert, Santiment, Glassnode, and Etherscan.

    7. Can retail traders benefit from whale tracking?

    Absolutely. Tracking whales helps traders identify market trends early and avoid manipulation traps.

    8. Where can I apply whale tracking strategies?

    Platforms like Crypto Bank provide tools and insights to help traders optimize their strategies using whale tracking.


    Conclusion

    Crypto whale tracking is an essential tool for traders looking to gain an edge in the volatile cryptocurrency market. By monitoring large transactions, exchange inflows, and wallet activities, traders can anticipate market movements and make informed decisions.

    While whale tracking is not a foolproof strategy, when combined with technical and fundamental analysis, it significantly enhances a trader’s ability to navigate the crypto markets efficiently. Understanding and utilizing whale tracking can be the difference between capitalizing on a market move and being caught in a downturn.

  • Most profitable businesses to do in Kenya 2025

    Most profitable businesses to do in Kenya 2025

    If you wish to start a profitable business in Kenya this year,we have provided a list below:

    Wines and spirits

    Capital=Ksh 150,000 to Ksh300,000

    Daily profit=Ksh 1,000 to Ksh5,000

    Licence=Ksh 20,000 to Ksh50,000

    Hardware shop

    Capital=Ksh 3 million to Ksh 10 million

    License=Ksh 30,000 to Ksh50,000

    Daily profits=Ksh 3,000 and above

    Airbnb

    Capital=Ksh 200,000 and above

    Daily profit=Ksh 500 and above

    Licence=Ksh 10,000 to Ksh20,000

    Grocery

    Capital=Ksh 20,000 to Ksh100,000

    License=Ksh 2,000 to Ksh10,000

    Daily profit=Ksh500 and above

    Mitumba business(like Think Twice)

    Capital=Ksh 500,000 and above

    Daily profit=Ksh2000 and above

    License=Ksh 15,000 to Ksh25,000

    Selling bottled water—water refilling business

    Capital=Ksh 700,000 to Ksh1 million

    License=Ksh 100,000 to Ksdh150,000

    Daily profit=Ksh2,000 to Ksh 8,000

    Selling smartphones

    Capital=Ksh 700,000 and above

    License=Ksh 20,000 to Ksh30,000

    Daily profit=Ksh1,000 and above

    YouTube channel

    Capital=Zero to Ksh1,000

    Daily profit=depending on views

    Farming

    Capital=Ksh5,000 and above

    Crops to grow: Maize, beans,oranges,lemon,mangoes,cabbage,kales,tomatoes,cabbages,watermelon,apples

    Kienyeji chicken business

    Capital=Ksh 10,00 and above

    Fish business

    Capital=Ksh20,000 and above

    Daily profits=Ksh500 and above

    Butchery

    Capital=Ksh 150,000 and above

    License=Ksh20,000 to Ksh30,000

    Daily profits=Ksh 1500 to Ksh10,000

    Executive salon and Kinyozi

    Capital=Ksh 100,000 and above

    License=Ksh7,000 to Ksh15,000

    Daily profits=Ksh600 and above

    Restaurant/kibanda

    Capital=Ksh150,000 and above

    License=Ksh25,000 to Ksh40,000

    Daily profits=Ksh2,000 and above

    Cake baking

    Capital=Ksh200,000 and above

    License=Ksh 20,000 to Ksh30,000

    Daily profits=Ksh 1,000 and above

    Chemist

    Capital=Ksh 500,00 and above

    License=Ksh30,000 to Ksh50,000

    Daily profits=Ksh 2,000 and above

    Selling Turkey clothes

    Capital=Ksh 200,000 and above

    Daily profits=Ksh1,000 and above

  • Finance Legend Review – Your Ideal AI Trading Bot for Online Success

    Finance Legend Review – Your Ideal AI Trading Bot for Online Success

    Traders often face the challenge of finding an AI trading bot that offers all the essential features needed to adapt to ever-changing market dynamics. Many platforms fall short, leaving traders searching for alternatives. That’s where Finance Legend steps in, which is a comprehensive solution tailored to meet the needs of traders at every level.

    This review highlights the unique features and benefits of this AI trading bot, showcasing why it stands out as an excellent choice for cryptocurrency traders.

    logo.jpg

    Alt text: Finance Legend logo

    Streamlined Enrollment Process

    One of the most appealing features of Finance Legend website is its hassle-free registration process. For traders just entering the market, dealing with a complicated sign-up procedure can be discouraging. Finance Legend simplifies this step, requiring only basic details to create an operating account.This ease of access extends to the AI trading bot’s overall structure and navigation, which are designed to accommodate both new and experienced users. 

    The AI trading botemploys cutting-edge technology and artificial intelligence to analyze market trends, providing traders with valuable insights to help them identify profit opportunities and assess risk factors.What’s more, Finance Legend operates 24/7, ensuring that traders never miss out on potential trading opportunities. With its reliable, efficient, and user-friendly interface, Finance Legend offers a convenient starting point for anyone looking to explore cryptocurrency trading.

    Advanced Encryption Protocols for Enhanced Security

    Finance Legend prioritizes protecting users’ sensitive information. During my research, I found that the AI trading bot’s encryption protocols are among the most advanced in the industry.As soon as users input their data, advanced encryption mechanisms ensure that the information is securely encrypted and protected. Decryption occurs only at the final stage, further safeguarding sensitive details. The inclusion of SSL encryption adds an extra layer of security, ensuring that user data remains safe from potential cyber threats.

    This robust security framework allows traders to focus on their trading activities without worrying about unauthorized access or data breaches. With Finance Legend, you can rest assured that your personal and financial information is well-protected. Furthermore, it also implements KYC compliance for user verification. The thorough verification process also builds trust among traders, knowing that all platform participants are genuine and have passed security checks.

    Multiple Payment Options for Easy Transactions

    Managing funds efficiently is a critical aspect of trading, and Finance Legend excels in this area by offering a variety of deposit and withdrawal options. Traders can fund their accounts using Visa or MasterCard debit and credit cards, as well as an extensive selection of eWallets and online payment providers.This flexibility ensures that users can choose the payment method that suits them best, making transactions seamless and stress-free. It’s particularly advantageous for traders who need to react quickly to market movements, as the platform supports instant fund deposits. 

    website.jpg

    Alt text: Finance Legend website

    By eliminating delays, Finance Legend ensures that traders can act on opportunities the moment they arise.The variety of options also caters to traders from different regions, enabling users across the globe to deposit and withdraw funds conveniently. This inclusivity is a testament to the platform’s commitment to accommodating a diverse user base. Furthermore, the platform keeps user funds in separate accounts, providing an additional layer of financial security and ensuring transparency in fund management.

    Customizable Trading Settings for a Tailored Experience

    Another standout feature of Finance Legend is its wide range of customizable trading settings. These settings allow traders to personalize their experience based on their unique requirements and preferences. For beginners, the AI trading robot offers default settings that are easy to use and understand. These settings are designed to minimize complexity and provide a straightforward trading experience. For experienced traders, the advanced customization options allow for greater control over trading strategies, enabling them to fine-tune their approach and maximize potential returns.

    The AI trading botalso offers advanced analytical tools and indicators, which can be customized to suit specific trading strategies. This level of flexibility is particularly beneficial for traders who want to experiment with different approaches or focus on specific asset classes. By tailoring the trading environment to individual needs, Finance Legend ensures that every user can operate efficiently and effectively.Moreover, the user-friendly interface makes navigating these customizable settings simple and intuitive. This ease of use encourages traders to experiment with various features and tools, ultimately enhancing their overall trading performance.

    Conclusion

    If you’re searching for a comprehensive AI trading bot that prioritizes user satisfaction and performance, Finance Legend is worth considering. It stands out as a reliable and user-friendly platform for cryptocurrency traders. With its streamlined registration process, advanced encryption protocols, KYC compliance, diverse payment options, and customizable settings, Finance Legend ensures a secure and efficient trading experience. Its focus on security, convenience, and adaptability makes it a standout choice in the competitive world of online trading.The AI trading bot’s commitment to rigorous verification standards acts as a shield against illicit activities, providing traders with peace of mind as they navigate the market. 

  • How to plant Hass Avocado in Kenya with Ksh100,000 only and earn Ksh 6.3 million profit—step by step

    How to plant Hass Avocado in Kenya with Ksh100,000 only and earn Ksh 6.3 million profit—step by step

    Hass avocado is profitable in Kenya. You only need initial investment of Ksh100,000 which will yield Ksh 6.3 million profit.

    1. Initial Investment Breakdown (100,000 Ksh)

    ▪️Seedling Purchase: Buy well-hardened Hass avocado seedlings, 2 feet tall and at least 1 year old, showing signs of dormancy break (new leaves).

    ▪️ Cost per seedling: 150 Ksh

    Number of seedlings: 100,000 / 150 = 666 seedlings

    Total Cost: 100,000 Ksh

    2. Land Preparation and Planting

    ▪️ Spacing Requirements: Plant seedlings with approximately 5 x 5 meter spacing (for optimal growth and air circulation).

    ▪️Land Requirement: 666 seedlings will require about 4-5 acres.

    ▪️ Planting Method: Ensure direct sunlight exposure, and avoid greenhouses or shade nets.

    3. Care and Maintenance (First 2 Years)

    ▪️ Watering: Regular watering, especially during dry seasons, to support root development.

    ▪️ Fertilization: Apply appropriate fertilizers periodically to enhance growth and yield.

    ▪️ Weeding and Pest Control: Regularly manage weeds and pests to protect plants.

    4. Estimated Yield and Income (Starting in Year 2)

    ▪️ Yield per Tree: Each mature Hass avocado tree can produce between 1,000–1,500 fruits per year.

    ▪️Average Number of Trees: 666 trees

    ▪️Projected Annual Yield: 666 trees x 1,000 fruits = 666,000 fruits

    ▪️Selling Price: Average market price of 10 Ksh per avocado

    ▪️ Annual Revenue: 666,000 avocados x 10 Ksh = Shs. 6,660,000

    5. Profit Projection

    ▪️ Total Revenue (from Year 2 onward): 6,660,000 Ksh annually

    ▪️Operational Costs: Approx. 300,000 Ksh annually for labor, maintenance, water, and fertilization

    ▪️ Estimated Annual Profit: Shs. 6,660,000 Ksh – 300,000 Ksh = 6,360,000

  • Top Prop Trading Firms for 2024

    Top Prop Trading Firms for 2024

    In the fast-paced and ever-evolving financial market of today, proprietary trading, commonly known as prop trading, has emerged as a prominent and lucrative career option. Prop trading involves trading securities, commodities, or other financial instruments using the firm’s own capital. In this article, we will explore the best proprietary trading firms for 2024, delving into the top firms and analyzing why they’re considered leaders in the prop trading space, understanding the basics of prop trading, key factors to consider when choosing a prop trading firm, the rise of prop trading firms, and future trends in prop trading.

    Understanding Proprietary Trading

    Proprietary trading, also referred to as “prop trading,” is a form of trading where financial institutions invest and trade their own money to generate profits. Unlike traditional trading methods where financial institutions act as intermediaries between clients’ orders, prop traders use their own capital to take positions based on their trading strategies and market analysis.

    Definition and Basics of Prop Trading

    Proprietary trading refers to the practice where a financial institution trades for its own profit rather than for clients or customers. Prop trading firms can employ various investment strategies like: quantitative trading, high-frequency trading, statistical arbitrage, and more. These firms typically have their own trading desks and employ experienced traders who aim to achieve substantial returns.

    The Role of Prop Traders in the Financial Market

    Prop traders play a vital role in the financial market by providing liquidity and facilitating price discovery. They contribute to market efficiency and act as risk-takers, often taking advantage of short-term market discrepancies or employing complex strategies to generate profits. Prop traders are an integral part of the overall ecosystem and contribute to the dynamics of the financial market.

    Key Factors to Consider When Choosing a Prop Trading Firm

    When selecting a prop trading firm to work with, there are several crucial factors to consider. These factors can make a significant difference in the trader’s experience and success:

    Capital Access

    Capital availability and access are vital for prop traders. A firm’s ability to provide sufficient funding and leverage can greatly impact the trader’s ability to execute their strategies effectively. Traders should evaluate a firm’s capital requirements and determine if they align with their trading goals and risk appetite.

    Technology and Infrastructure

    In today’s highly competitive trading environment, technology and infrastructure are paramount. Prop trading firms need to offer advanced trading platforms, low-latency market data feeds, and high-speed execution capabilities. Traders should assess a firm’s technological infrastructure to ensure it meets their trading needs and provides a competitive advantage.

    Training and Mentorship Programs

    Prop trading firms with comprehensive training and mentorship programs can significantly enhance a trader’s skills and knowledge. These programs often provide educational resources, guidance from experienced traders, and simulated trading environments to practice strategies. Traders should consider firms that invest in their traders’ professional development.

    The Rise of Prop Trading Firms

    In recent years, the popularity and prevalence of prop trading firms have steadily increased. Several factors have contributed to this rise:

    Evolution and Growth of Prop Trading

    Prop trading has evolved from a niche segment to a prominent player in the financial market. The advancements in technology and increased market participation have fueled the growth of prop trading firms. Moreover, the potential for substantial profits and the allure of working in a dynamic and challenging environment have attracted talented traders to this field.

    Impact of Regulatory Changes on Prop Trading

    Regulatory changes have had a significant impact on prop trading firms. In the aftermath of the global financial crisis, regulatory bodies implemented measures to enhance market transparency and stability. These changes have led prop trading firms to adapt their strategies and comply with stringent regulations. Traders should be aware of the regulatory landscape and how it affects the firms they consider partnering with.

    Analyzing the Top Prop Trading Firms for 2024

    Now, let’s delve into a detailed analysis of the top prop trading firms for 2024. Understanding each firm’s unique qualities and strengths can help traders make informed decisions:

    Firm Overview and History

    Each prop trading firm has a distinctive background, organizational structure, and trading culture. Traders should research the history and reputation of the firms to assess their track record and stability. It is essential to understand the firm’s values and approach to trading.

    Trading Strategies and Specialties

    Prop trading firms employ diverse trading strategies and specialize in various financial instruments or market segments. Traders should assess the firm’s trading strategies and determine if they align with their own expertise and interests. Some firms focus on quantitative trading, while others excel in options or futures trading.

    Revenue and Profitability

    Assessing the financial performance of prop trading firms is crucial, as it reflects their sustainability and profitability. Traders should review each firm’s financial reports, revenue streams, and profit sharing models. It is essential to understand the firm’s financial stability and the potential returns for the traders.

    Looking ahead, several trends are shaping the future of prop trading:

    Technological Advancements in Prop Trading

    The adoption of advanced technologies like machine learning, artificial intelligence, and Big Data analytics are revolutionizing prop trading. These technologies enable traders to analyze vast amounts of data, identify patterns, and execute trades with speed and precision. It is crucial for traders to stay updated on technological advancements and leverage them to gain a competitive edge.

    Regulatory Outlook for Prop Trading Firms

    The regulatory landscape for prop trading firms continues to evolve. Traders must stay informed about regulatory changes and their potential impact on trading strategies and operations. Adapting to regulatory requirements is vital for prop trading firms to maintain compliance and mitigate risk.

    The Role of AI and Machine Learning in Prop Trading

    Artificial intelligence and machine learning are revolutionizing prop trading by improving trading strategies, risk management, and decision-making processes. These technologies assist traders in identifying market trends, analyzing complex data sets, and automating certain trading activities. Traders should explore the potential of AI and machine learning in prop trading to enhance their trading capabilities.

    In conclusion, prop trading firms offer exciting opportunities for traders in the financial market. Understanding the basics of prop trading, considering key factors when choosing a firm, analyzing the top firms, and staying informed about future trends can help traders make informed decisions and excel in this dynamic field. As the financial market continues to evolve, prop trading firms and traders must adapt and embrace technological advancements to stay ahead in the game.

  • Top 5 Largest Shopping Malls in East Africa

    Top 5 Largest Shopping Malls in East Africa

    There are over 100 shopping malls in East Africa. Below is a list of top 5 largest shopping malls in East Africa—3 are from Kenya.

    1. BBS Mall Eastleigh (Kenya)

    – Recognized as the largest shopping mall in East Africa, BBS Mall in Eastleigh, Kenya, offers a wide range of retail outlets, dining options, and entertainment facilities.

    2. Two Rivers Shopping Mall (Kenya)

    – Taking the second spot, Two Rivers Shopping Mall in Kenya is a popular retail destination, known for its spacious shopping areas, leisure amenities, and diverse range of brands.

    3. Garden City Mall, Thika Road (Kenya)

    – Located along Thika Road, Garden City Mall in Kenya ranks third, providing a vibrant shopping experience with a variety of stores, restaurants, and recreational spaces.

    4. Acacia Hub Mall (Uganda)

    – In fourth place is Acacia Hub Mall in Uganda, offering a major shopping and entertainment hub for both residents and visitors in the region.

    5. Milimani City Mall (Tanzania)

    – Taking the fifth position, Milimani City Mall in Tanzania adds to the retail landscape with a range of shops, dining options, and recreational facilities.

  • Muthokinju Branches , Contacts and working hours

    Muthokinju Branches , Contacts and working hours

    Muthokinju sales cement, paints and other building products. Below are branches, working hours and contacts for the company:

    Head Office

    Kyang’ombe, Off Old Mombasa Road, next to Kenbro Industries, Nairobi

    Contact Us

    Toll Free : 0800 724 022

    Tel : 0790 022 022

    Email : [email protected]

    Our Hours

    MON-FRI 7:30 – 18:00

    SAT 07:00 – 13:00

    Muthokinju Allsops

    • Nairobi, Opposite Qwetu Hostels
    • 0759 907 014
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Muthokinju Eldoret Pioneer

    • Pioneer Business Center
    • +254742604886
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

      Muthokinju Eldoret Roma Building

    • Roma building
      Eldoret
    • +254 797 043550
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Muthokinju Embu

    • Embu, Behind Mangunas Supermarket
    • 0713 893 752
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Muthokinju Githurai 45

    • Mwihoko Road
      Githurai
    • 0741644959
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Mwihoko Rd – Opposite Penda Medical Centre

    Muthokinju Greenspot

    • Kamakis, Next to Greenspot Towers
    • 0758722247
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Muthokinju Headquaters

    • Old Mombasa Road
      Nairobi, Kyang’ombe
    • 0790 022 022
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Mon-Fri 7.30AM-6.00PM Sat 7.30AM-01.00PM Closed Sunday

    Muthokinju Juja

    • Juja, Opposite Citadel Supermarket
    • 0726 368 060
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Muthokinju Juja Branch

      Muthokinju Kakamega

    • Kakamega
      Next to Family Bank
    • +254794170467
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Located between Family Bank & Davis & Shirtliff

    Muthokinju Kamakis

    • Kamakis, Opposite Greenspot Gardens
    • 0795 523 696
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Muthokinju Ruiru Branch

    Muthokinju Karatina

    • Karatina, Opposite KCB Bank
    • 0758 912 686
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Muthokinju Karatina Branch

    Muthokinju Kasarani

    • Kasarani, Seasons along Mwiki Road
    • 0715 864 570
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Muthokinju Kasarani Branch

    Muthokinju Kenol

    • Kenol Town, Next to Kilele Mall
    • 0714 935 695
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Muthokinju Kenol Branch

    Muthokinju Kerugoya

    • Kerugoya, Next to Magunas Supermarket
    • 0780210153
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Muthokinju Kerugoya Branch

    Muthokinju Kiambu Road

    • Nairobi, Next to Walk About Restuarant, Kiambu road
    • 0702 029 874
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Muthokinju Kiambu Branch

    Muthokinju Kikuyu

    • Nairobi, Next to Old Kikuyu Pipes
    • 0798766139
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Muthokinju Kitengela

    • Kajiado County, Kitengela, Next to car & general
    • 0795 556 623
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Muthokinju Kitengela Branch

    Muthokinju Kitui

    • Opposite Lake Oil Petrol Station
      Kitui
    • 0112377998
    • [email protected]
    • 09:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Mon – Sat 7:30am – 6:00pm Sun Closed

    Muthokinju Makupa

    • Makupa
      Mombasa
    • 0757561908
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Mon – Sat 7:30am – 6:00pm Sun Closed

    Muthokinju Murang’a

    • Next to Murangá Motors
      Murang’a
    • 0727798806
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Mon – Sat 7:30am – 6:00pm Sun Closed

    Muthokinju Mwea

    • Wangúru, Opposite Equity Bank
    • 0759171168
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Opposite Equity Bank Mwea

    Muthokinju Naivasha

    • Naivasha
    • 0790685347
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Mon – Sat 7:30am – 6:00pm Sun Closed

    Muthokinju Nakuru

    • Nakuru, Blankets
    • 0768214934
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Mon – Sat 7:30am to 6:00pm Sun Closed

    Muthokinju Ngong

    • Embulbul, Next to Gulf Petrol Station
    • 0111298387
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Muthokinju Ngong Branch

    Muthokinju Nyeri

    • Nyeri, Gakere Road
    • +254113423174
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Gakere Road, Next to Mathais Supermarket

    Muthokinju Roasters

    • Nairobi, Akai plaza Ground floor, Thika road
    • 0799 929 975
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Muthokinju Roasters Branch

    Muthokinju Rongai

    • Rongai, Next to Davies and Shirtliff
    • 0745 725 451
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Muthokinju Rongai Branch

    Muthokinju Ruai

    • Ruai Bypass, Opposite Redberry Lounge
    • 0797542581
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Muthokinju Ruaka

    • Ruaka, Next to La-Miguela Guest House
    • 0700 634 033
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Muthokinju Ruaka Branch

    Muthokinju Runda

    • Nairobi, Next to Vineyard, Kiambu Road
    • 0112953004
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Muthokinju Saika

    • Saika, Next To Naivas Express
    • 0112 964 544
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Muthokinju Saika Branch

    Muthokinju Syokimau

    • Syokimau, Inside Pacific Crest Mall, Next to Naivas Katani
    • 0798765985
    • [email protected]
    • 07:30 AM – 09:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Muthokinju Thika

    • Thika, Jomoko next to Hashi Petrol Station
    • 0795 123 707
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Muthokinju Thika Branch

    Muthokinju Utawala

    • Nairobi, Nairobi, Opposite AP Training Camp Utawala
    • 0796 109 918
    • [email protected]
    • 07:30 AM – 06:00 PM
    • Mon, Tues, Wed, Thur, Fri, Sat

    Muthokinju Utawala Branch

  • Sales Force Automation in Africa: Challenges and Opportunities for Businesses

    Sales Force Automation in Africa: Challenges and Opportunities for Businesses

    In the dynamic landscape of modern business, sales force automation (SFA) stands as a beacon of efficiency and growth. Yet, for African enterprises, the adoption of SFA represents both a golden opportunity and a formidable challenge. This blog endeavours to unearth the current state of SFA in Africa, exploring its potential benefits, the hurdles to implementation, and real-world examples that illuminate its path forward.

    The Current State of Sales Force Automation in Africa

    Sales force automation is not a novelty in the global market; however, its penetration within the African continent is still unfolding. In many African countries, traditional sales methods prevail, primarily due to economic constraints, limited infrastructure, and differing business cultures. Despite these factors, there’s a burgeoning interest in technology-driven solutions as businesses recognise the need for enhanced competitiveness.

    The rise of mobile technology has been a game changer in Africa, facilitating access to digital platforms that were previously out of reach. This technological leap has paved the way for SFA tools, enabling businesses to streamline operations, improve customer interactions, and boost sales efficiency. Still, adoption rates vary significantly across the continent, influenced by factors such as internet connectivity, technological literacy, and economic stability.

    While larger corporations are more likely to adopt SFA systems due to better resources, small to medium enterprises (SMEs) often find the transition challenging. Nevertheless, the trend is promising, with numerous organisations beginning to experiment with SFA on a pilot basis, setting the stage for broader acceptance and utilisation.

    Benefits of Sales Force Automation for African Businesses

    Sales force automation offers a myriad of benefits for businesses keen to optimise their sales processes. At its core, SFA helps automate tedious sales tasks, allowing sales teams to focus on building customer relationships and closing deals. For African businesses, this means improving operational efficiency and effectiveness immensely.

    Enhanced customer relationship management is a significant advantage of SFA. By leveraging data, businesses can gain valuable insights into customer preferences and behaviours, enabling more personalised and effective sales strategies. This targeted approach not only boosts customer satisfaction but also increases retention rates and profitability.

    Furthermore, SFA provides robust analytics and reporting capabilities. Businesses can access real-time data on sales activities, performance metrics, and market trends, facilitating informed decision-making. This level of insight is crucial for African enterprises aiming to compete on a global stage, as it empowers them to adapt quickly to market changes and devise strategic initiatives.

    Challenges in Implementing Sales Force Automation in Africa

    Despite its benefits, implementing sales force automation in Africa is fraught with challenges. One of the foremost obstacles is the cost of technology. For many African businesses, especially SMEs, the financial burden of purchasing and maintaining sophisticated SFA systems can be prohibitive. This often results in a reliance on more affordable, albeit less efficient, manual processes.

    Another critical challenge is the lack of technical expertise. Developing the skills necessary to effectively use and maintain SFA tools requires investment in training and education, which many organisations find daunting. Without adequate support, the risk of underutilisation or failure to realise the full potential of SFA is high.

    Infrastructure limitations, particularly in terms of internet connectivity and electricity supply, also pose significant barriers. In regions where these are inconsistent or unreliable, deploying cloud-based SFA solutions can be problematic. This necessitates innovative approaches, such as offline capabilities or hybrid systems, to ensure uninterrupted business operations.

    Real-World Use Cases of Sales Force Automation in Africa

    Several African companies have successfully integrated sales force automation into their operations, serving as inspiring case studies for others. Take, for example, a leading telecommunications company in East Africa that implemented SFA to manage its extensive sales team. By automating routine tasks and centralising customer data, the company achieved a 30% increase in sales productivity within the first year.

    Similarly, a South African retail chain utilised SFA to enhance its inventory management and sales forecasting. With real-time data at their fingertips, the company improved stock turnover rates and reduced wastage, resulting in substantial cost savings and increased profit margins.

    In West Africa, a pharmaceutical distributor adopted SFA to streamline its order processing and delivery logistics. The automation of these processes led to faster response times and improved customer satisfaction, cementing the distributor’s reputation as a reliable partner in the healthcare sector.

    Good Prospects for Sales Force Automation in Africa

    The future of sales force automation in Africa is bright, with immense potential for growth and innovation. As technological infrastructure improves and businesses become more digitally savvy, the adoption of SFA is set to accelerate across the continent. This presents a compelling opportunity for technology providers to develop tailored solutions that address the unique needs and challenges of African markets.

    Emerging technologies such as artificial intelligence and machine learning are poised to revolutionise SFA, offering even greater levels of automation and insight. By harnessing these advancements, African businesses can gain a competitive edge, optimising their sales processes and driving sustainable growth.

    Furthermore, the rise of mobile technology continues to play a pivotal role in the evolution of SFA in Africa. With mobile penetration rates soaring, the accessibility of SFA tools on smartphones and tablets is transforming how sales teams operate, making them more agile and responsive than ever before.

    The Role of Government and Industry in Promoting SFA Adoption

    Government and industry stakeholders have a crucial role to play in fostering the adoption of sales force automation in Africa. Policymakers can facilitate this process by creating an enabling environment that supports technological innovation and investment. Initiatives such as tax incentives, grants, and subsidies for technology adoption can significantly ease the financial burden on businesses.

    Industry associations and trade bodies can also contribute by providing training and support to help businesses build the necessary skills to implement and sustain SFA systems. Collaborative efforts between the private sector, academia, and government can drive research and development, fostering the creation of home-grown solutions that cater to local market needs.

    Ultimately, a concerted effort from all stakeholders is required to overcome the challenges and unlock the full potential of SFA in Africa. By working together, we can create a thriving ecosystem that empowers businesses to harness the power of automation, enhancing competitiveness and driving economic growth across the continent.

    Conclusion

    Sales force automation holds immense promise for African businesses, offering a pathway to increased efficiency, enhanced customer relationships, and strategic growth. While challenges remain, the opportunities are vast, and the future is undoubtedly bright for enterprises willing to embrace this transformative technology.

    For businesses eager to explore the potential of SFA, now is the time to act. By investing in the right tools and training, African enterprises can position themselves at the forefront of innovation, reaping the benefits of automation and securing their place in the global market.

  • How I built a latrine in Kenya for Ksh 90,000 only

    How I built a latrine in Kenya for Ksh 90,000 only

    There was a time I though building a latrine in Kenya cost Ksh 20,000 until I built mine last year. I approached a fundi who was referred to me by my Nairobi friend. When I asked for a quotation, he told me it costs Ksh 120,000 to Ksh 150,000. I was shocked.

    I negotiated with him and he charged me Ksh 15,000 for labour. I purchased materials needed. Bricks, sand, cement, doors and other materials cost Ksh 40,000. Digging the latrine cost Ksh 12,500.

    Labour, materials and digging of the latrine cost me Ksh 67,500. I also purchased iron sheets for Ksh 15,000.

    My latrine has two doors, one for a toilet and another one for a bathroom. The two doors cost me Ksh 7,000. I also spent Ksh 4,500 on paint.

    Building of the latrine took 2 weeks and by the time it was complete, I spent Ksh 90,000.

    A latrine seems to be a small building. Many people who have not built one will say it costs Ksh 30,000 only but when they build, the story is different.

    While building my latrine, I discovered that if you want to reduce the costs, buy the materials yourself—-don’t give the job to another person. Another thing is that you should buy high quality materials.

    I also realized that instead of paying the fundi per day, negotiate the price for the entire project. If you opt to pay them daily, they will work slowly so as to take more days. A latrine that takes 2 weeks to be complete can take up to 1 month.

  • How Trading Robots Are Revolutionizing Financial Markets: A Look at Automated Trading

    How Trading Robots Are Revolutionizing Financial Markets: A Look at Automated Trading

    Automation isn’t just a buzzword; it’s already changing the financial markets in real-time. Trading robots—what used to sound like something from a sci-fi movie—are now very much a part of daily trading operations. And this isn’t just happening on the outskirts of trading. Day by day, robots are taking front-row seats in how trades are executed across global markets.

    We’ll explore how trading robots are revolutionizing finance, making trading faster, more efficient, and accessible to all kinds of investors.

    How Trading Robots Work

    Let’s break this down. Trading robots (sometimes called “bots”) are systems—built on complex algorithms—that can execute trades without human input. They’ve been programmed to take action based on market conditions, reducing the need for human decision-making. These bots monitor market trends, analyze massive amounts of data, and choose the right moments to buy or sell.

    And here’s what makes it valuable: real-time execution. A human trader might take seconds to react to a market swing—but for a bot, it all happens in milliseconds. No hesitation. No second-guessing.

    The Speed Factor: Real-Time Processing

    Speed is one of the biggest selling points for trading robots. Human operators can’t keep up with the sheer velocity these machines work at. Take high-frequency trading (HFT) for example. In HFT, bots execute millions of transactions in the blink of an eye, capitalizing on tiny price differences that a human would likely miss.

    Humans? They’ll feel the pressure, get caught up in emotions like fear or greed. Bots? No emotions, just cold, hard logic.

    No More Emotional Trading

    One of the age-old problems in any kind of investment is emotional trading. It’s something that goes back centuries—the human inclination to panic or jump into a market impulsively. Trading robots don’t have this issue. They follow the protocol, strictly sticking to the plan they were programmed to execute.

    Bots don’t care if a stock or currency just crashed or skyrocketed. If the parameters aren’t there, they won’t act. Removing emotional interference from the trade helps keep strategies controlled and, over time, can mean more consistent results.

    Why Are Bots Changing the Game for Investors?

    This is a big one: accessibility. Trading robots make financial markets more accessible to a variety of investors, from individuals to large businesses. Here’s why:

    • Lowering the Barrier to Entry: You don’t need ten years of hardcore market experience to dive in. Automated systems do the heavy lifting.
    • Continuous Market Monitoring: Bots don’t sleep. You, on the other hand, have other things to do. Automation allows for 24/7 monitoring and trading—even while you’re offline.
    • Efficiency in Strategy Execution: Automated systems run through sophisticated simulations and trade according to logic, not gut feelings. By automatically adjusting to market swings, bots keep strategies aligned, even in volatile conditions.

    Efficiency vs. Manual Trading

    Manual trading relies heavily on analysis, skill, and experience. It’s time-consuming. And while experienced traders can navigate ups and downs, they are often left making split-second decisions that can make or break returns.

    Trading robots, on the other hand, are executing trades based on a pre-loaded strategy. The difference between a win and a loss may be margins of cents. But a bot takes these slim opportunities and capitalizes on them hundreds or even thousands of times per day.

    Does this mean bots are always successful? No. But they thrive by executing strategies consistently and rapidly—often performing better than human traders, simply because time isn’t wasted with decision-making.

    Conclusion

    As more businesses and individual investors adopt trading robots, it’s clear that automation isn’t a trend that’s going away. We’re only getting started. The role of human traders will likely shift more towards strategy creation and oversight, while execution is fully handed over to automation. And it’s not just happening in stock or Forex markets. Even areas like cryptocurrency trading are seeing robots take the helm.

    The question isn’t whether automation will completely take over—it likely will—but rather how everyone else will adapt to keep up.

  • RETIREMENT MANSIONS IN THE VILLAGE ARE USELESS

    RETIREMENT MANSIONS IN THE VILLAGE ARE USELESS

    Living Abroad and Building for Caretakers to Enjoy,

    I recently argued that many caretakers looking after the properties of those living abroad are the true owners or beneficiaries of these properties.

    Usually, a person will erect a beautiful house back home while living abroad and then another person called a caretaker will be employed to live in the house, enjoy the house and watch over the house every day.

    The legal/actual owner visits once a year for about 2-3 weeks to enjoy the property. The caretaker enjoys it every day.

    Interestingly, the caretakers enjoy the property right from completion, when everything is fresh and beautiful. The legal owner may finally return home 10 or 15 years later, if lucky, to enjoy the remnant of the property; when style, taste, and beauty have all diminished.

    Why? Because we are told this is what we ought to do. Build back home when you are never there, spend your money on things far away from you, for others to enjoy.

    Even if I was not a minimalist, I couldn’t also see any good reason why a person with a family size of 3 or 4, wife and a child or two children, would build a 9-bedroom house; leaving about 6 rooms empty all the time to be occupied probably by the ghosts of their ancestors. Obviously a wastage in having a 9-bedroom family house, that the rooms are never used by the family, and the cost of maintenance is always a financial drain or another waste of resources.

    You wouldn’t go and buy 10 doughnuts in the morning and just eat 3 and throw away the 7, simply because you can afford them. So why do the same with buildings?

    I know someone who is building a 12-bedroom house in his village as his personal residence and this has taken 9 years so far, he is still on it. In the meantime, he is renting a small room in the US and he says he will one day leave to go back home to live in his mansion. He may die in US. Currently the design of this mansion is even outdated, and he has at least 5 years more to complete based on the pace.

    In 2018, a certain young man, 43 years, died in the USA from a heart attack while asleep. It was 3 days after his death that he was found. He too was living in a small room, working 16 hours a day for 6 days and putting all his monies into building a 9-bedroom house back home on a piece of land he bought. When he died, his family/wife sold the house. It was too big for them to even maintain if it was completed. This was not also completed.

    A lot of workers abroad indeed build houses back home to create a certain impression of themselves or just to show off, and while doing so, they forget to live in the moment thinking they will one day, when on pension or old, go and enjoy these houses.

    Who is an old man or woman going to impress? At 65 and over, you will be frail, battling to live each day and no one will care. How many people really live to enjoy anything beyond the pension age? At age 65 or 70. What would you be doing with a 12-bedroom residential house? In fact, how are you going to climb the stairs at that age?

    When western people get old, they sell their huge houses to downsize, but we seem to want to live like rats when young and energetic, and then live like kings and queens when we are about to die.

    While we must plan for the future, we must do so prudently and with the wisdom that today is all we really have, the future is a probability. Don’t grossly neglect your now because of a probability; tomorrow.

    Invest in your future but do so while living a meaningful and balanced life today.

  • How to Choose a Bank Card with No Limits on Dollar Top-Ups and Spending

    How to Choose a Bank Card with No Limits on Dollar Top-Ups and Spending

    In today’s world, it’s essential to have a convenient and reliable payment tool that doesn’t impose limits on top-ups and spending, especially if you frequently make international purchases or travel. A bank card without limits becomes an indispensable tool not only for those who actively move between countries but also for those who regularly use overseas online services like Netflix, Spotify, Apple Music, or purchase digital products and apps on international platforms. If you want to easily and securely pay for purchases abroad, subscriptions, and digital services, it’s crucial to choose a card that meets all your needs.

    In this article, we’ll provide a review of the Ultima virtual card from PSTNET. This dollar card offers all the advantages and benefits of the most modern payment solutions. In the second part of the article, we will provide you with practical tips on choosing a virtual card for everyday spending or business needs.

    The Ultima Card from PSTNET

    Pst.net is an international financial platform where you can select digital Visa/Mastercard cards for various purposes. With these cards, you can engage in online shopping at international stores, pay for digital subscriptions, book hotels, and even handle media buying.

    The Ultima virtual card from PSTNET is a virtual card for payment online. This digital Visa/Mastercard is designed specifically for online shopping at international stores, paying for subscriptions and digital services, booking hotels, and purchasing airline tickets.
    One of the main advantages of this card is the absence of top-up and spending limits. This means you can freely top up the card and make purchases of any amount without restrictions. The Ultima card also doesn’t charge transaction fees, including declined payments and operations on frozen or blocked cards, making it even more cost-effective to use.

    PSTNET offers many tools for comfortable card management, and there are opportunities for businesses as well. Users of the service have the option to create digital White Label cards that integrate directly into company products. As a result, the brand gains its own payment solution, enhancing the functionality of its services.

    Card Features:

    • Top-Up Methods: You can fund the card using most popular cryptocurrencies like USDT TRC-20/BTC (+15 coins), via SEPA/SWIFT bank transfers, or with Visa/Mastercard.
    • Top-Up Fee: The fee is only 2%, regardless of the top-up method.
    • One-Minute Registration: Use your active Google, Telegram, WhatsApp, or Apple account. No documents are needed for issuing the first card; it is available and active immediately after registration.
    • Functional Telegram Bot: Receive notifications and 3DS codes directly to your Telegram.
    • 3D Secure: For additional transaction protection.
    • Easy Withdrawal: Withdrawing funds from the card incurs no extra costs.
    • 24/7 Support: Customer support is available around the clock through Telegram, WhatsApp, and email.

    Tips for Choosing a Virtual Card

    1. Support for International Payments and Versatility
      The first thing to look for is support for international transactions. The card should work seamlessly in different countries and support dollar payments, which is especially important for transactions abroad or when paying for goods and services on foreign websites. Ensure the card is not restricted to use within a single country and is compatible with various international systems like Visa or Mastercard.
    2. No Limits on Top-Ups and Spending
      A key factor in choosing a card is the absence of limits on top-ups and spending. Some cards may restrict the amounts you can top up or spend over a certain period. These restrictions can be inconvenient, especially if you regularly make large purchases or top up your account with significant amounts. The ideal card should allow you to use your financial resources freely without unnecessary restrictions.
    3. Transparent Terms and Fees
      Fees are another crucial aspect to consider. The ideal card should offer transparent and understandable terms without hidden charges. Familiarize yourself with the card’s terms of use to avoid unpleasant surprises. It’s a plus if the card doesn’t charge fees for standard operations like transfers, top-ups, or withdrawals.
    4. Security and Fraud Protection
      The security of financial transactions is an integral part of modern banking services. Ensure that the card offers reliable protection mechanisms, such as 3D Secure technology, which requires confirmation of each transaction through a one-time code. This is particularly important for those who frequently shop online, where the risk of fraud is higher.
    5. Convenience of Top-Ups
      The top-up process also plays a vital role. Check what top-up methods are available for the chosen card. For example, can it be topped up via bank transfers, cryptocurrencies, or other cards? The more top-up options the card offers, the more convenient it is to use.
    6. Customer Support
      Last but not least, the quality and availability of customer support. If you encounter any issues or questions with the card, it’s important that customer support is available 24/7 and can promptly resolve any issues. Find out what communication channels the bank or service offers and how quickly they respond to inquiries.

    Choosing a bank card with no limits on dollar top-ups and spending requires a careful approach and consideration of many factors. It’s important that the card supports international payments, provides maximum security and fraud protection, offers transparent terms and minimal fees. The convenience of top-ups and round-the-clock support also play key roles in selecting the perfect payment solution.

    An example of such a solution is the Ultima virtual card from PSTNET, which combines all the necessary features for convenient and secure use in both everyday spending and business. This tool, along with the ability to create White Label cards for companies, allows you to expand financial opportunities and ensure the most comfortable interaction with money anywhere in the world.

  • List of Properties owned by Jimmy Wanjigi

    List of Properties owned by Jimmy Wanjigi

    Jimmy Wanjigi is one of the richest Kenyans. His wealthy is estimated to be in excess of Ksh 30 billion.

    The billionaire reportedly owns a private jet, a symbol of his affluence and status. This jet is often used for his international travels, making it a significant part of his luxurious lifestyle.

    Muthaiga Mansion

    Wanjigi’s mansion in Muthaiga, one of Nairobi’s most affluent neighborhoods, is a sight to behold. The property is equipped with state-of-the-art security features and luxurious amenities, reflecting his wealth.

    Luxury Cars

    Wanjigi boasts an impressive collection of expensive cars. Some of the most notable ones include the Rolls-Royce Phantom, Bentley Bentayga, and a Range Rover Autobiography. These vehicles are a testament to his love for high-end automobiles.

    Yacht

    The businessman is also rumored to own a luxury yacht, which he uses for leisure and business trips along the Kenyan coast and beyond. The yacht is equipped with all the modern amenities one would expect in a floating palace.

    Kwacha Towers

    As the CEO of Kwacha Group of Companies, Wanjigi owns the Kwacha Towers, a prominent building in Nairobi’s Central Business District. This building is a major asset in his real estate portfolio.

    Exclusive Memberships

    Wanjigi is a member of several exclusive clubs, both in Kenya and internationally. These memberships come with hefty annual fees, but they provide him with access to elite networks and services.

    Art Collection

    Wanjigi is known to have a passion for art, and his collection includes pieces from renowned artists worldwide. This collection is not only a symbol of his refined taste but also a significant investment.

    High-End Watches

    The businessman has an enviable collection of luxury watches, including brands like Patek Philippe, Rolex, and Audemars Piguet. These timepieces are not just accessories but also status symbols.

    Helicopter

    In addition to his private jet, Wanjigi also owns a helicopter, which he uses for quick travels within Kenya. This helicopter is a crucial asset for avoiding Nairobi’s infamous traffic.

  • How to reduce the amount of money you pay for electricity bill in Kenya

    How to reduce the amount of money you pay for electricity bill in Kenya

    Electricity bill can consume up to a quarter of your budget. Reducing the cost of electricity will help you save money you’d have spent to buy tokens.

    We received this complain from one of our readers about his electricity bill:

    “Hello. Kindly enquire from your followers whether this is normal. -Nimehamia kwa ploti mpya July 27 -Pale nikapata 8 units of token -within that day n date 28 zikaisha….we noticed ni bulb mbili zilikuwa high voltage we changed n bought the most economic one -I bought units za 500, weee zikaisha haraka ….tukaona maybe ni shower, tukaacha kutumia… -nikaeka mia mbili, hiyo ilieda two days -juzi tumeeka 500 ingine…units left as we speak ni 4units. Is it the same to everybody? Within two weeks bill iko 1200? I only have wifi, tv na kupiga pasi morning….hadi dispenser nilizima.”

    Answer to the question above:

    There are high chances the caretaker and other tenants are benefitting from your meter. You pay and they consume. The best thing to do is to stop buying tokens for about 2 weeks and see what will happen. Ensure that the electricity switch in your house is switched off. During that two weeks, see how other tenants and the caretaker are behaving. If they look suspicious and asking uncomfortable questions, then they were taking advantage of you by consuming your electricity.

    Here are the best ways to reduce the electricity bill

    Switch off electricity when not using it

    Ensure that you switch off electricity if not in use especially during the day.

    Buy energy saver bulbs

    Energy saver bulbs will consume less electricity, hence saving you from paying high bills.

    Avoid using heavy energy usage items

    Things like freezer, iron box, heaters and television consume a lot of electricity. Use them when necessary. Something like a fridge should be switched off at night. Make sure you buy food and other items which you consume that day and avoid putting them in the fridge.

    You should also program on how to use the iron box. Ironing clothes should be done once a week instead of every single day.

    You should also learn how to use cold shower especially during the day.

    You should have prepaid meter where you buy tokens

    Electricity bill for postpaid meters is often exaggerated. You might consume electricity worth Ksh 1,000 but the people at Kenya Power will give you a bill of Ksh 3,000. To be sure what you are paying for is what you consumed, change the meter to prepaid.

    Don’t share your meter with anyone

    There are people who will request to share your electricity and pay half of the cost. Don’t allow that to happen. Some people will use excess electricity, forcing you to pay even more.

    Relocate to low and middle income estates

    KPLC does not bill estates the same. High income estates like Runda and Muthaiga pay more than low income estates like Kibra.If there is a way you can indicate that you live in areas like Kibra and Pipeline, your bill will be low.

  • Best days and times to go to shop in Eastleigh Market

    Best days and times to go to shop in Eastleigh Market

    Eastleigh is one of the best markets in Africa where people come from as far as Nigeria to shop. But you should not just go to the market without knowing the best days when you can get original and high quality items.

    Most shops stock items on Saturday, Sunday and Monday because they know that is when majority of the customers flock the shops to buy items. So,the best days to buy brand new and original items is during the weekend and Monday. From Tuesday until Thursday, they sell the stock that remained during the weekend.

    In Eastleigh, there are shops that sell high quality and original products, others sell low quality products. When you arrive, try to inquire which shops sell original items. Normally, those shops which are very close to the road or those shopper selling along the streets don’t have the original items

    The best time to shop is between 6 am and 10 am in the morning because that’s when most people have not arrived to shop. The worst time to shop is between 1 pm and 2 pm because most shops are closed—majority of shops are owned by Muslims, they close to go for worshipping. You can also not get the best items from 6pm to 10pm at night.

    To board a matatu from Nairobi CBD to Eastleigh,it will cost you Ksh 40 to Ksh100 depending on the time you board.

  • How to grow watermelon

    How to grow watermelon

    Below is how to grow watermelon:

    1. Choose a sunny location: Watermelons need full sun to thrive, so choose a spot in your garden that receives at least 6-8 hours of sunlight per day.

    2. Prepare the soil: Watermelons prefer well-draining soil that is rich in organic matter. Amend the soil with compost or aged manure before planting to provide the plants with the nutrients they need to grow.

    3. Plant seeds or seedlings: Watermelon seeds can be started indoors 2-3 weeks before the last frost date, or sown directly into the garden once the soil has warmed up to at least 70°F. Plant seeds 1 inch deep and space them 2-3 feet apart in rows that are 6-8 feet apart.

    4. Provide support: Watermelon vines can grow quite long and heavy, so it’s a good idea to provide support for them to climb on. You can use trellises, cages, or even old pantyhose to support the vines as they grow.

    5. Water regularly: Watermelons need consistent moisture to grow and produce fruit. Water deeply once a week, making sure to water at the base of the plants to avoid getting the leaves wet. Mulch around the plants to help retain moisture and suppress weeds.

    6. Fertilize: Watermelons are heavy feeders, so it’s important to fertilize them regularly throughout the growing season. Use a balanced fertilizer or a fertilizer specifically formulated for fruiting plants, and follow the instructions on the package.

    7. Control pests and diseases: Keep an eye out for common watermelon pests like aphids, cucumber beetles, and squash bugs, and treat them promptly with insecticidal soap or neem oil. Also, be on the lookout for diseases like powdery mildew and downy mildew, and treat them with fungicides if necessary.

    8. Harvest: Watermelons are ready to harvest when the tendrils near the fruit turn brown and dry up, and the bottom of the fruit turns yellow. Cut the fruit from the vine with a sharp knife, leaving a few inches of stem attached. Enjoy your homegrown watermelon!

    Watermelon profits in Kenya

    In one acre, watermelon will generate profits of Ksh 1.5 million to Ksh 2.5 million per year. If you plant in half an acre, the average profit per year is Ksh 700,000

  • The most frequently asked questions about forex signals

    The most frequently asked questions about forex signals

    Forex signals are used to tell an investor when the best time to buy or sell is. Data and historical trends are taken, then analysed, to predict the best buy and sell points. They are then delivered to potential investors. Below, the most asked questions about forex signals are answered.  

    How many times have you missed out on a trade because you hadn’t had time to scan the market? Forex signals are a solution to that. They let potential investors know when to buy and when to sell. Below, we provide the essential questions about forex signals and the answers.  

    Is it worth paying for forex signals?

    There are both pros and cons to paying for forex signals. The positives are that you are getting advice from a trusted service. They will have expertise in forex and plenty of data to refer to. Thus, if you are new to forex, trading signals can help you navigate the market.  You can find some trusted, quality information on signals here

    A signal does have its drawbacks. Many people believe that handing over your trading decisions to a third party is a bad idea. If you pay for automated services, you could also lose the human intuition that trading relies upon. You should also keep in mind that money spent on forex signal services cuts into your funds, particularly if you are paying a high-priced, subscription method.  

    What are the basic forex signals?

    Forex signals can be broken down into several different categories. 

    Manual or automated 

    The choice to make is between automated and manual signals. Automated signals are done through a combination of algorithms that make a decision based on previous data. It then sends the signal to the person who has signed up for the service.  

    A manual signal is the opposite. It is made by a human being who has experience in currency trading. Many people prefer this, as it involves an element of human intuition lacking in computer-based processes. However, automated trades also manage to take emotion out of the equation, so it can work both ways.  

    Entry and exit

    An entry signal tells people when to enter a trade. An exit signal tells them when to sell. Not all services provide both, and many will only provide entry signals.  

    Forex signals are available in both paid and free models. Free models are often used as a section of the sales funnel, provided as a basic service. There will then be higher tiers for you to sign up to, usually with increased functionality. Paid signals are as the name suggests. You pay monthly, quarterly, or yearly for recurring signals.  

    Do free forex signals work? 

    The first consideration to make is that no signals are guaranteed to work. Any form of investing has a degree of risk attached to it and can lose you money. Free forex signals will use the same methods as paid methods to get their results, either through the use of expertise or computer-generated data. All of this can bring quality results or negative ones.  

    If you are trying to decide if free forex signals are as good as paid ones, then it depends on where the service comes from. Many will have ratings you can check, and anything over 60% success is considered good. You may wish to try them with dummy accounts first to decide how good they are before risking your capital.  

    Are forex signals legit? 

    This all depends on the platform you are getting them from. There are plenty of legitimate forex signal providers out there, some better than others. However, some are not worth your time. They may be selling poor information or using it to advertise another product entirely, such as using it as a way to get you into their brokerage.  

    What are the pros of using forex signals? 

    The forex market runs for 24 hours a day. A person can’t watch this for changes all the time, and forex signals can be used to plug this gap. Market analysis is also tough and takes a lot of time. By using signals, you can get a head start on this process.  

    What are the cons when using forex signals?

    The cons of using forex signals are that they take the decision-making process and the research that leads up to it, away from the investor. It provides an instant fix, which is not always desirable. By using them, you are not developing the skills you will need to assess the market. To be a successful trader you need the ability to adapt and change, which will not be fostered when blindly following signals.  

    Forex signals are not for everyone. Yet for others, they can be a crucial tool, and may be right for you. They can allow you access to a market that may otherwise be impossible for you to invest in. The best way for you to succeed with signals is to find a quality service. Make sure you do your research on the company, and use the information in conjunction with other strategies for the best results. 

  • How to make Ksh 20,000 to Ksh 50,000 per day in Kenya

    How to make Ksh 20,000 to Ksh 50,000 per day in Kenya

    There are many ways in which you can make Ksh 20,000 to Ksh 50,000 per day in Kenya. You may not make the money regularly but in most cases, you will generate the income. Below we outline the ways you can make the money within a day.

    Start a profitable business

    There are a number of profitable business that will generate at least Ksh 20,000 per day. Below is the list of the promises:

    Hardware Shop—Ksh 10,000 to Ksh 10,000 daily profit

    Fish farming—At least Ksh 2,000 per day

    Dairy Farming—At least Ksh 1,000 per day.

    Crop farming—At least Ksh 1,000 per day

    Start hotel business in Nairobi—Ksh 10,000 to Ksh 50,000 per day

    Sell car spare parts—Ksh 20,000 to Ksh 100,000 per day

    Start boda boda loan company—Ksh 10,000 to Ksh 100,000 daily profit

    Sell smartphones on loan—Ksh 3,000 to Ksh 50,000 per day

    Build rental property

    Rental property require a lot of capital but it can generate decent income. If you build a 5-storey building in Nairobi, you will make at least Ksh 20,000 per day.

    Rental property will generate passive income for you which you will earn for the rest of your life.

    Play Aviator

    Play Aviator and you might be a lucky millionaire. If you play daily, it will reach a time you understand the dynamics of the game.

    1XBET will give you Ksh 20,000 welcome bonus. To get the bonus,click here to register at 1XBET

    Bet on Jackpots

    Sportpesa and Betika are some of the companies with the best jackpots. Bet on these jackpots and you will easily become a millionaire.

    If you want predictions that will earn you bonuses weekly, join our VIP category. We charge Ksh 2,000 per month, Ksh 1,100 for two weeks or Ksh 550 per week. Payment is as follows:

    • Go to MPESA
    • Select Lipa Na MPESA
    • Select Buy Goods and Services
    • Enter MPESA till number (705909)
    • Enter amount (Ksh2000, Ksh1100, Ksh550)
    • Enter your MPESA Pin and Send

    We will be sending 100% sure daily football betting tips, Sportpesa and Betika jackpot tips weekly.

    Bet on 20 odds of football betting tips daily

    You can select 20 odds of football betting tips daily and stake with Ksh 1,000. You will only be assured of winning if you are an expert of analyzing the tips. However, you can register with us and receive the predictions daily. To register, pay Ksh 1,000 per month to the Mpesa Till Number 705909.

    The tips will be sent via SMS.

    Get a job that pays Ksh 600,000 and above per month

    There are many jobs that pay Ksh 600,000 and above per month. Below are some of the highest paying jobs:

    1. Member of Parliament
    2. CEO
    3. Senator
    4. Governor
    5. Senior Government officials
    6. Actuary
    7. Lawyer
    8. Pilot
    9. Chief Finance Officer
    10. Software Engineer
    11. Top parastatal Jobs
    12. Senior NGO jobs
    13. United Nations Jobs
    14. HR Manager
    15. Marketing Manager
    16. Medical Doctor
    17. Pharmacist
    18. Civil Engineer

    Start a YouTube channel

    If you start a YouTube channel and it gets at least 2 million views per month, you are assured of making more than Ksh 20,000 daily.

    To be assured of earning Ksh 20,000 to Ksh 50,000 daily, your channel should have more than 100k subscribers.

    Adsense is the platform where YouTubers earn from.

    Earn through Facebook and Twitter

    Run Facebook and Twitter accounts, post videos regularly and start earning money. If you get millions of views daily, you will certainly make over Ksh 20,000 daily.

    Facebook has started paying content creators. If you have at least 10,000 followers and 60,0000 watch hours, you will start being paid.

    Make money from TikTok

    Join TikTok,amass huge number of followers and ear gifts. With millions of followers, you can go live daily and make Ksh 20,000 to Ksh 50,000 per day through gifts.

    You can also sell your own products and make money.

    Save Money in Money Market Fund

    If you earn more than Ksh 100,000 per month the best way to make passive income is by saving the money in Money Market Fund. But to make at least Ksh 20,000 daily, your savings should be above Ksh 15 million.

    Forex Trading

    Forex Trading is also one of the ways you can make over Ksh 20,000 per day. But you need a lot of experience in order to generate this income. You will start with an investment of Ksh 100,000 and above.