MPESA Charges in Kenya 2021, Minimum and Maximum amount to withdraw from MPESA

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Minimum amount of money to withdraw from MPESA is Ksh 1 while the maximum amount is Ksh 150,000 per day.You cannot be allowed to withdraw over Ksh 150,000 per day.The maximum amount of money your MPESA account can hold per day is Ksh300,000.

Below is the summary of Safaricom MPESA charges for the year 2021:

M-PESA Rates

Withdrawal from M-PESA Agent

Min(KSHs.)Max(KSHs.)M-PESA Charges
149N/A
5010010
10150027
5011,00028
1,0011,50028
1,5012,50028
2,5013,50050
3,5015,00067
5,0017,50084
7,50110,000112
10,00115,000162
15,00120,000180
20,00135,000191
35,00150,000270
50,001150,000300

Transfer to Unregistered Users

Min(KSHs.)Max(KSHs.)M-PESA Charges
149N/A
50100N/A
10150045
5011,00049
1,0011,50059
1,5012,50074
2,5013,500112
3,5015,000135
5,0017,500166
7,50110,000205
10,00115,000265
15,00120,000288
20,00135,000309
35,00150,000N/A
50,001150,000N/A

Transfer to other M-PESA Users, Pochi La Biashara and Business Till To customer

Min(KSHs.)Max(KSHs.)M-PESA Charges
149FREE
50100FREE
1015006
5011,00012
1,0011,50022
1,5012,50032
2,5013,50051
3,5015,00055
5,0017,50075
7,50110,00087
10,00115,00097
15,00120,000102
20,00135,000105
35,00150,000105
50,001150,000105

Transfer to other Mobile Money Users

Min(KSHs.)Max(KSHs.)M-PESA Charges
149FREE
50100FREE
1015006
5011,00012
1,0011,50022
1,5012,50032
2,5013,50051
3,5015,00055
5,0017,50075
7,50110,00087
10,00115,00097
15,00120,000102
20,00135,000105
35,00150,000105
50,001150,000105

ATM Withdrawal

Min(KSHs.)Max(KSHs.)M-PESA Charges
2002,50034
2,5015,00067
5,00110,000112
10,00120,000197

Other Transactions

Other TransactionsKshs.
All DespositsFREE
M-PESA RegistrationFREE
Buying Airtime through M-PESAFREE
M-PESA balance EnquiryFREE
Change M-PESA PINFREE

Download mySafaricom App and transact on M-PESA

M-PESA charges will depend on the amount you are sending or withdrawing. You can use your M-PESA menu to buy airtime for your phone, or for someone else. This service is free and you will only pay for the airtime purchased.

NOTE:

  • Maximum Account Balance is KSHs.300,000
  • Maximum Daily Transaction Value is KSHs.300,000.Maximum per transaction is KSHs.150,000
  • You cannot withdraw less than KSHs.50 at an M-PESA agent outlet.
  • To initiate M-PESA person to person self reversal, send the transaction confirmation message to 456
  • To transact, your Safaricom line and M-PESA account must be active
  • At an agent outlet, you cannot deposit money directly into another M-PESA customer’s account
  • You earn Bonga points when you transact on M-PESA.
  • To transact at any M-PESA Agent outlet, you will be required to produce your original identification document, i.e., National ID or Kenyan Passport.
  • Dial *234# to view applicable charges or use M-PESA cost calculator on mySafaricom App
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