Mpesa charges in Kenya are different to charges in other countries. The charges for MPESA varies for Lipa Na MPESA where Till Number and Paybill are involved.If you want to withdraw money from your MPESA,here are the charges:
Mpesa charges 2022 Kenya:
Withdrawal from M-PESA Agent
Min(Kshs) | Max(Kshs) | M-PESA Charges |
1 | 49 | N/A |
50 | 100 | 10 |
101 | 500 | 27 |
501 | 1,000 | 28 |
1,001 | 1,500 | 28 |
1,501 | 2,500 | 28 |
2,501 | 3,500 | 50 |
3,501 | 5,000 | 67 |
5,001 | 7,500 | 84 |
7,501 | 10,000 | 112 |
10,001 | 15,000 | 162 |
15,001 | 20,000 | 180 |
20,001 | 35,000 | 191 |
35,001 | 50,000 | 270 |
50,001 | 150,000 | 300 |
Transfer to Unregistered Users
Min(KSHs.) | Max(KSHs.) | M-PESA Charges |
1 | 49 | N/A |
50 | 100 | N/A |
101 | 500 | 45 |
501 | 1,000 | 49 |
1,001 | 1,500 | 59 |
1,501 | 2,500 | 74 |
2,501 | 3,500 | 112 |
3,501 | 5,000 | 135 |
5,001 | 7,500 | 166 |
7,501 | 10,000 | 205 |
10,001 | 15,000 | 265 |
15,001 | 20,000 | 288 |
20,001 | 35,000 | 309 |
35,001 | 50,000 | N/A |
50,001 | 150,000 | N/A |
Transfer to other M-PESA Users, Pochi La Biashara and Business Till To customer
Min(KSHs.) | Max(KSHs.) | M-PESA Charges |
1 | 49 | FREE |
50 | 100 | FREE |
101 | 500 | 6 |
501 | 1,000 | 12 |
1,001 | 1,500 | 22 |
1,501 | 2,500 | 32 |
2,501 | 3,500 | 51 |
3,501 | 5,000 | 55 |
5,001 | 7,500 | 75 |
7,501 | 10,000 | 87 |
10,001 | 15,000 | 97 |
15,001 | 20,000 | 102 |
20,001 | 35,000 | 105 |
35,001 | 50,000 | 105 |
50,001 | 150,000 | 105 |
Transfer to other Mobile Money Users
ATM Withdrawal Other Transactions Download mySafaricom App and transact on M-PESA. M-PESA charges will depend on the amount you are sending or withdrawing. You can use your M-PESA menu to buy airtime for your phone, or for someone else. This service is free and you will only pay for the airtime purchased.
NOTE:
- Maximum Account Balance is KSHs.300,000
- Maximum Daily Transaction Value is KSHs.300,000.Maximum per transaction is KSHs.150,000
- You cannot withdraw less than KSHs.50 at an M-PESA agent outlet.
- To initiate M-PESA person to person self reversal, send the transaction confirmation message to 456
- To transact, your Safaricom line and M-PESA account must be active
- At an agent outlet, you cannot deposit money directly into another M-PESA customer’s account
- You earn Bonga points when you transact on M-PESA.
- To transact at any M-PESA Agent outlet, you will be required to produce your original identification document, i.e., National ID or Kenyan Passport.
- Dial *234# to view applicable charges or use M-PESA cost calculator on mySafaricom App
Min(KSHs.) | Max(KSHs.) | M-PESA Charges |
Min(KSHs.) | Max(KSHs.) | M-PESA Charges |
1 | 49 | FREE |
50 | 100 | FREE |
101 | 500 | 6 |
501 | 1,000 | 12 |
1,001 | 1,500 | 22 |
1,501 | 2,500 | 32 |
2,501 | 3,500 | 51 |
3,501 | 5,000 | 55 |
5,001 | 7,500 | 75 |
7,501 | 10,000 | 87 |
10,001 | 15,000 | 97 |
15,001 | 20,000 | 102 |
20,001 | 35,000 | 105 |
35,001 | 50,000 | 105 |
50,001 | 150,000 | 105 |
200 | 2,500 | 34 |
2,501 | 5,000 | 67 |
5,001 | 10,000 | 112 |
10,001 | 20,000 | 197 |
Other Transactions | Kshs. | |
All Desposits | FREE | |
M-PESA Registration | FREE | |
Buying Airtime through M-PESA | FREE | |
M-PESA balance Enquiry | FREE | |
Change M-PESA PIN | FREE |
Mpesa Till Number charges 2022 Kenya
What are the charges for the new M-PESA Business till transactions?
Transaction | Charges |
Pay to another Buy Goods Till | 0.25 % capped at 200/- |
Pay to a mobile number (B2C) | Existing M-PESA Send Money charges apply |
Pay to a utility till (Pay bill C2B) | Standard Paybill charges apply |
Withdraw at agent | Standard agent withdrawal charges |
Sell Airtime to customer | Standard Agent Airtime commission rates |
Note:
- The business owner will be charged a maximum of 0.5% and not more than KShs.200 per transaction for money collected on the till.
- Collections of Ksh 200 and below are FREE.
- There are no customer charges for payments made using Lipa na M-PESA Buy Goods except for payments made at fuel stations.
Mpesa Paybill Charges 2022 Kenya
STANDARD PAYBILL TARIFF | ||||||||||||
MIN | MAX | MGAO TARIFF | BUSINESS BOUQUET TARIFF | CUSTOMER BOUQUET TARIFF | ||||||||
CUSTOMER | BUSINESS | TOTAL | CUSTOMER | BUSINESS | TOTAL | CUSTOMER | BUSINESS | TOTAL | ||||
1 | 49 | Free* | Free* | Free* | Free* | Free* | Free* | Free* | Free* | Free* | ||
50 | 100 | Free* | Free* | Free* | Free* | Free* | Free* | Free* | Free* | Free* | ||
101 | 499 | 23 | 0 | 23 | 23 | 0 | 23 | 0 | 23 | 23 | ||
500 | 999 | 23 | 0 | 23 | 23 | 0 | 23 | 0 | 23 | 23 | ||
1,000 | 1,499 | 23 | 12 | 35 | 34 | 0 | 34 | 0 | 34 | 34 | ||
1,500 | 2,499 | 23 | 12 | 35 | 34 | 0 | 34 | 0 | 34 | 34 | ||
2,500 | 3,499 | 34 | 22 | 56 | 56 | 0 | 56 | 0 | 56 | 56 | ||
3,500 | 4,999 | 34 | 22 | 56 | 56 | 0 | 56 | 0 | 56 | 56 | ||
5,000 | 7,499 | 34 | 51 | 85 | 85 | 0 | 85 | 0 | 85 | 85 | ||
7,500 | 9,999 | 34 | 51 | 85 | 85 | 0 | 85 | 0 | 85 | 85 | ||
10,000 | 14,999 | 34 | 79 | 113 | 112 | 0 | 112 | 0 | 112 | 112 | ||
15,000 | 19,999 | 34 | 79 | 113 | 112 | 0 | 112 | 0 | 112 | 112 | ||
20,000 | 24,999 | 34 | 79 | 113 | 112 | 0 | 112 | 0 | 112 | 112 | ||
25,000 | 29,999 | 34 | 79 | 113 | 112 | 0 | 112 | 0 | 112 | 112 | ||
30,000 | 34,999 | 34 | 79 | 113 | 112 | 0 | 112 | 0 | 112 | 112 | ||
35,000 | 39,999 | 45 | 157 | 202 | 202 | 0 | 202 | 0 | 202 | 202 | ||
40,000 | 44,999 | 45 | 157 | 202 | 202 | 0 | 202 | 0 | 202 | 202 | ||
45,000 | 49,999 | 45 | 157 | 202 | 202 | 0 | 202 | 0 | 202 | 202 | ||
50,000 | 69,999 | 49 | 161 | 210 | 210 | 0 | 210 | 0 | 210 | 210 | ||
70,000 | 150,000 | 49 | 161 | 210 | 210 | 0 | 210 | 0 | 210 | 210 | ||
* Kadogo Charge after 3rd Transaction | |||||
1 | 49 | 1 | |||
50 | 100 | 2 |
Paybill Business Payments
- Mgao Tariff – Split charges between customer and business
- Business Bouquet Tariff – No charges to the business; customer bears all charges
- Customer Bouquet Tariff – No charges to the customers; business bears all charges
Mpesa Agent commission 2022
MPESA agent commission table: deposit transactions
Amount (transaction band) | Applicable Commission in sh. |
50-100 | 4 |
101-510 | 8 |
511-1,010 | 9 |
1,011-1,510 | 10 |
1,511-2,510 | 11 |
2,511-3,510 | 12 |
3,511-5,010 | 14 |
5,011-7,510 | 20 |
7,511-10,010 | 28 |
10,011-15,010 | 40 |
15,011-20,020 | 55 |
20,021-25,020 | 71 |
25,021-30,020 | 87 |
30,021-35,020 | 103 |
35,021-40,020 | 119 |
40,021-45,020 | 135 |
45,021-50,020 | 150 |
50,021-70000 | 190 |
70,001-150,000 | 190 |