Helb Kenya, MPESA and Bank Account Payment Details


When paying for loan, you can either pay through MPESA or helb(Higher Education Loand Board) bank accounts.Below we are going to list payment details for the institution which will help you settle your loan.

Loan repayment can be made directly by the loanee or through check-off (employer). The available options for repayment are illustrated below:

Note: The Loanees National ID must be clearly indicated for all payments to facilitate smooth update of loan statement.

    • Bank Deposit (by Employer or Self)

All payments should be made by direct transfer (EFT), standing order or cash deposit to the HELB collection bank accounts in any of the following banks:

Bank Account Number Branch Electronic Fund Transfer (EFT)
Citibank 300 040 012 Nairobi Nairobi
Co-operative Bank 011290 612 228 00 University-way University-way
Barclays bank 077 501 8216 Barclays Plaza Barclays Plaza
Kenya Commercial Bank 1103 266 314 University-way University-way
Standard chartered Bank 010 801 826 4700 Koinange street Koinange street
Equity bank 055 029 357 3408 Equity Center Equity Center
National Bank of Kenya 01001060391100 Harambee Avenue Harambee Avenue
Family Bank 035 000 024 971 Family Bank Towers Family Bank Towers
Chase Bank 0332084215001 Family Bank Towers Family Bank Towers
NIC Bank 1002247638 Delta Delta
Jamii Bora Bank 0011748527001 Koinange street Koinange street
    • Mobile Payment Services: M-PESA

Using M-PESA (Safaricom) Money Transfer:

      • Select pay bill option
      • Enter HELB business number as 200800
      • Enter your National ID number as your account number
      • Enter amount you want to pay
      • Enter your secret PIN number
      • Confirm transaction and send
    • Note: The transaction may take up to 2 business days to reflect in your statement


    • Credit Card or Debit (ATM) Card

Give authority to HELB to make monthly debits or lump-sum payments directly from your bank account or credit card. This is done by signing the Credit Card Authorization Form (download from HELB website) and forwarding the same to HELB. VISA branded credit cards or debit (ATM) cards can also be swiped at HELB offices.

    • Diaspora Loan Repayment Options:
          • Using “Wave” online

You can make payments instantly from the US and Canada through Wave via KCB account number 1103266314. Go to www.sendwave.com to update/download the app and then make transfers immediately. Once you complete the transaction, you will get a wave message like this; Your money transfer has arrived in HELB Revolving Account’s KCB account! It may take up to 48 hours to appear in your statement. Here’s a receipt of the transaction for your records:
Sender: A.N. Other, 1111 Mallison, Mc Leansville, NC 27301
Recipient Name: HELB Revolving Account
Recipient Number: •••4523
Amount Sent: 400.00 USD
Amount Received: 39732 Ksh
Exchange Rate: 99.33 Ksh/1 USD
Transaction Time: 12:25 PM ET on July 16, 2016. Funds are immediately available. It may take up to 48 hours to appear in your statement.
Confirmation Number: BAN-1170352-L54367
Email us at [email protected] if you have any questions about this transaction!

        • Equity Direct

Equity Direct is a pan-European regulated online money transfer service operated exclusively by VFX Financial PLC in the UK in partnership with the Equity Bank Group in Kenya.
How to sign up: You can register at www.equitydirectafrica.com which is a quick and simple process. There is a dedicated customer service team on hand to help. To use PayLoan simply select HELB from the drop down PayLoan list in “ADD BENEFICIARY”. Then add your Student name, and your National ID in the Reference field and “CONFIRM”. You can then make a payment to your new Beneficiary and your payment to HELB is processed instantly and you will receive confirmation email and SMS too.
Support Contacts: +44 (0) 207 959 6995 |[email protected] | www.equitydirectafrica.com

          • Chase Bank – Simba Pay

How to Login/ Register:
Login or register on the Simbapay website https://www.simbapay.com/ , using your email and a password, your
account will be set up; choose a mode of payment (Debit or Credit)
Navigate to the payment menu, input the Paybill number, Input the amount and reference (ID or name). The funds will
be sent to a Chase Bank (IR) account then settled with HELB. *The payment will be picked in Sterling Pounds – GBP.