If you want to join a Sacco in Kenya,go for the best performing SACCOS because that’s where you’ll earn the best dividends and enjoy investing in properties.A good Sacco should have visionary management who know how and where to invest members’ savings. Some of the worst performing SACCOS like Ekeza are owned by individuals—you should not join a SACCO owned and controlled by a single person.
Here are the features of a good SACCO
–High dividends
–Good leadership
—Good investment decisions
—History of good performance
—Has invested in real estate
—Members get loans of up to 5 times their savings
—Members are the decision makers
In 2021,these are the best performing SACOS in Kenya:
| S/NO | SACCO NAME | YEAR FOUNDED | BRANCHES | MEMBERSHIP | SAVINGS DIVIDENDS RATE | SHARE CAPITAL DIVIDENDS |
| 1 | Police Sacco | 1972 | Nairobi, Eldoret, Kakamega, Nyeri, Kisii, Nakuru, Meru and Mombasa | 60,000 | 10.50% | 17.00% |
| 2 | Stima Sacco | 1974 | Nairobi, Mombasa, Kisumu, Nakuru, Ol-Kalou, Eldoret, Embu | 140,000 | 10.30% | 14% |
| 3 | Tower Sacco | 1976 | Ol-Kalou (Nyandarua), Nairobi, Nakuru, Nyahururu and Laikipia | . | 13% | 20% |
| 4 | Mhasibu Sacco | 1986 | Nairobi, Kisumu, Mombasa | 18,000 | 8.15% | 15% |
| 5 | Hazina Sacco | 1971 | Nairobi | . | 10.30% | 20% |
| 6 | Nation Sacco | 1975 | Nairobi | 5,000 | 8% | 15% |
| 7 | Safaricom Sacco | 2001 | Nairobi | 12,000 | 7.50% | 12% |
| 8 | Sheria Sacco | 8.50% | 16% | |||
| 9 | Gusii Mwalimu | 1977 | Kisii, Nyamira Branch,Rongo Branch, Kilgoris Branch Keroka Branch, Ogembo Branch, | 31,000 | 12% | 13% |
| 10 | kimistu Sacco | 1985 | Nairobi | 9,000 | 8% | 15% |
| 11 | Finnlemm Sacco | 1997 | Nairobi | . | 6.20% | 12% |
| 12 |
