One of the benefits of joining a Sacco in Kenya is to earn dividends from your shares.You can also get cheap loans to buy land from the Saccos.Below we have listed the best Saccos to join,those which offer the highest dividends in Kenya:
| S/No | SACCO | Dividends paid to members |
| 1. | 2NK SACCO | 25% |
| 2. | BANDARI SACCO | 22% |
| 3. | NYALI SACCO | 21% |
| 4. | TOWER SACCO | 20% |
| 5. | MOMBASA POST SACCO | 20% |
| 6. | KIMISITU SACCO | 20% |
| 7. | NATION SACCO | 20% |
| 8. | HAZINA SACCO | 19% |
| 9. | APPLE SACCO | 18.66% |
| 10. | KENYA POLICE SACCO | 17% |
| 11. | BIASHARA SACCO | 17% |
| 12. | MAFANIKIO SACCO | 15% |
| 13. | MHASIBU SACCO | 15% |
| 14. | MENTOR SACCO | 15% |
| 15. | MAISHA BORA SACCO | 15% |
| 16. | NAWIRI SACCO | 15% |
| 17. | OLLIN SACCO | 15% |
| 18. | WANA-ANGA SACCO | 15% |
| 19. | PATNAS SACCO | 14.9 % |
| 20. | WINAS SACCO | 15.6% |
| 21. | TRANS NATION | 15% |
| 22. | IG SACCO | 14% |
| 23. | STIMA SACCO | 14% |
| 24. | KITUI TEACHERS SACCO | 13.4% |
| 25. | AIRPORT SACCO | 13% |
| 26. | IMARIKA SACCO | 13% |
| 27. | MWITO SACCO | 13% |
| 28. | UNISON SACCO | 13% |
| 29. | NEW FORTIES | 13% |
| 30. | YETU SACCO | 13% |
| 31. | K.PILLAR SACCO | 13% |
| 32. | JAMII SACCO | 12.5% |
| 33. | ACUMEN SACCO | 12% |
| 34. | SAFARICOM SACCO | 12% |
| 35. | GUSII MWALIMU NATIONAL | 12% |
| 36. | CHAI SACCO | 12% |
| 37. | KENYA HIGH LANDS SACCO | 12% |
| 38. | METROPOLITAN NATIONAL SACCO | 12% |
| 39. | N’GARISHA SACCO | 11.7% |
| 40. | ASILI SACCO | 11.2% |
| 41. | MWALIMU NATIONAL | 11.2% |
| 42. | QWETU SACCO | 11% |
| 43. | BINGWA SACCO | 11% 12% – to Class A members |
| 44. | GDC SACCO | 11% |
| 45. | MAGEREZA SACCO | 11% |
| 46. | UKULIMA SACCO | 11% |
| 47. | SHIRIKA SACCO | 11% |
| 48. | DAIMA SACCO | 10% |
| 49. | MUKI SACCO | 10% |
| 50. | NDEGE CHAI SACCO | 10% |
| 51. | SUPA SACCO | 10% |
| 52. | THAMANI SACCO | 10% |
| 53. | TABASAMU SACCO | 10% |
| 54. | COSMOPOLITAN SACCO | 10% |
| 55. | NAFAKA SACCO | 10% |
| 56. | KENVARSITY | 10% |
| 57. | EGERTON UNIVERSITY SACCO | 10% |
| 58. | IMARISHA SACCO | 9.92% |
| 59. | WAUMINI SACCO | 9.25% |
| 60. | WEVARSITY SACCO | 8.1% |
| 61. | TAI SACCO | 8% |
| 62. | WANANDEGE SACCO | 8% |
| 63. | UNAITAS SACCO | 8% |
| 64. | CENTENARY SACCO | 8% |
| 65. | AFYA SACCO | 7.5% |
| 66. | BI HIGH SACCO | 7.22% |
| 67. | SOUTHERN STAR | 7% |
| 68. | PRIME TIME | 6.5% |
| 69. | TRANS ELITE SACCO | 6% |
| 70. | SOLUTION SACCO | 4% |
| 71. | KANISA SACCO | 5.1% |
| 72. | SHOPPERS SACCO | 5% |
| 73. | KENYA BANKERS SACCO | 4% |
| 74. | HARAMBEE SACCO | 4% |
| 75. | MUDETE SACCO | 3% |
