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Britam Insurance Kenya Unit Trusts



Britam Insurance has attractive interest on Unit Trusts,which are ranked among the best investment options in Kenya.

A unit trust , also known as a collective investment scheme or a mutual fund ,is a professionally managed investment fund in which investors’ contributions are pooled together to purchase financial securities, such as equities (shares), bonds, cash, bank deposits etc In Kenya, Unit Trusts are regulated by Capital Markets Authority.

Unit Trust funds Benefits.

  • Increased diversification: A fund normally holds many financial securities; diversification decreases risk.
  • Daily liquidity: Unitholders can buy and sell their units on a daily basis
  • Professional investment management: unit trust funds hire portfolio managers to supervise the fund’s investments.
  • Ability to participate in investments that may be available only to larger investors. For example, individual investors often find it difficult to invest directly in foreign markets.
  • Government oversight: Unit trust funds are regulated by CMA
  • Ease of comparison: All mutual funds are required to report the same information to investors, which makes them easy to compare.

Britam Asset Managers (Kenya) Ltd is the most ideal provider of Asset Management and Wealth Management Solutions.

The company offers interest rates on savings amounting to an interest rate in excess of 8 %.This interest rate is computed daily and averages monthly, which is what you get in your account as returns on investment.

How to invest in Britam Unit Trusts

The first step is to contact Britam and inquire about the products.The company has a vast array of products and services suitable for both individual and institutional investors who seek attractive returns.

Investment options include:

A money market fund invests mainly in fixed income securities with short investment duration and high credit quality. These fund aims to obtain a high level of current income than most bank deposits while protecting investor’s capital. It invests in money market securities with a maturity of less than 12 months allowing for a higher than average rate of return as well as immediate liquidity. The income that the fund earns is accrued daily and distributed to the unit holders net of fund costs.

The Britam money market fund is your ideal investment option for cash you intend to use to meet your short term goals.

These may include:

  • School Fees
  • Deposit – Car/Mortgage /Land
  • Chama/Investment Funds
  • Family and Staff welfare funds – for weddings and burials etc.
  • Wedding planning
  • Construction/Project funds
  • Holiday Planning, etc.

Once you have identified the kind of product to invest in, you will be required to produce a copy of your ID card, a copy of KRA Pin and two Passport photos. You will also be required to deposit a minimum investment capital of Ksh5, 000.