The following are MPESA transaction rates as of 2017.From the table below,if a customer wants to withdraw less than Ksh 50 from MPESA,Safaricom won’t charge him/her. The maximum amount a customer is charged is Ksh 330 while the lowest charges are set at Ksh 10.
The company upgraded their MPESA system this week but the changes did not affect the MPESA charges.
According to Safaricom,here are withdrawal rates:
Withdrawal from M-PESA Agent
| Min(KSHs.) | Max(KSHs.) | M-PESA Charges |
| 1 | 49 | N/A |
| 50 | 100 | 10 |
| 101 | 500 | 27 |
| 501 | 1,000 | 27 |
| 1,001 | 1,500 | 27 |
| 1,501 | 2,500 | 27 |
| 2,501 | 3,500 | 49 |
| 3,501 | 5,000 | 66 |
| 5,001 | 7,500 | 82 |
| 7,501 | 10,000 | 110 |
| 10,001 | 15,000 | 159 |
| 15,001 | 20,000 | 176 |
| 20,001 | 25,000 | 187 |
| 25,001 | 30,000 | 187 |
| 30,001 | 35,000 | 187 |
| 35,001 | 40,000 | 275 |
| 40,001 | 45,000 | 275 |
| 45,001 | 50,000 | 275 |
| 50,001 | 70,000 | 330 |
Transfer to Unregistered Users
| Min(KSHs.) | Max(KSHs.) | M-PESA Charges |
| 1 | 49 | N/A |
| 50 | 100 | N/A |
| 101 | 500 | 44 |
| 501 | 1,000 | 48 |
| 1,001 | 1,500 | 58 |
| 1,501 | 2,500 | 73 |
| 2,501 | 3,500 | 110 |
| 3,501 | 5,000 | 132 |
| 5,001 | 7,500 | 163 |
| 7,501 | 10,000 | 201 |
| 10,001 | 15,000 | 260 |
| 15,001 | 20,000 | 282 |
| 20,001 | 25,000 | 303 |
| 25,001 | 30,000 | 303 |
| 30,001 | 35,000 | 303 |
| 35,001 | 40,000 | N/A |
| 40,001 | 45,000 | N/A |
| 45,001 | 50,000 | N/A |
| 50,001 | 70,000 | N/A |
Transfer to other M-PESA Users
| Min(KSHs.) | Max(KSHs.) | M-PESA Charges |
| 1 | 49 | Free |
| 50 | 100 | Free |
| 101 | 500 | 11 |
| 501 | 1,000 | 15 |
| 1,001 | 1,500 | 25 |
| 1,501 | 2,500 | 40 |
| 2,501 | 3,500 | 55 |
| 3,501 | 5,000 | 60 |
| 5,001 | 7,500 | 75 |
| 7,501 | 10,000 | 85 |
| 10,001 | 15,000 | 95 |
| 15,001 | 20,000 | 100 |
| 20,001 | 25,000 | 110 |
| 25,001 | 30,000 | 110 |
| 30,001 | 35,000 | 110 |
| 35,001 | 40,000 | 110 |
| 40,001 | 45,000 | 110 |
| 45,001 | 50,000 | 110 |
| 50,001 | 70,000 | 110 |
ATM Withdrawal
| Min(KSHs.) | Max(KSHs.) | M-PESA Charges |
| 200 | 2,500 | 33 |
| 2,501 | 5,000 | 66 |
| 5,001 | 10,000 | 110 |
| 501 | 20,000 | 193 |
M-PESA charges will depend on the amount you are sending or withdrawing. You can use your M-PESA menu to buy airtime for your phone, or for someone else. This service is free and you will only pay for the airtime purchased.
NOTE:
- Maximum Account Balance is KSHs.100,000
- Maximum Daily Transaction Value is KSHs.140,000.Maximum per transaction is KSHs.70,000
- You cannot withdraw less than KSHs.50 at an M-PESA agent outlet
- To transact, your Safaricom line and M-PESA account must be active
- At an agent outlet, you cannot deposit money directly into another M-PESA customer’s account
- You earn Bonga points when you transact on M-PESA.
- To register or transact at any M-PESA Agent outlet, you will be required to produce your original identification document, i.e., National ID, Passport, Military ID, Diplomatic ID or Alien ID/Foreigner Certificate
