Below we list 10 businesses to start in Kenya with as low as Ksh5,000.
1. Smokie & Egg Business
Startup Costs: ~KSh 7,000
What You Need: Smokies, eggs, a small grill/boiler, serviettes, kachumbari.
Why It Works: High demand, especially outside clubs, schools, or busy junctions.
2. M-Pesa Agent (Partner Model)
Startup Costs: ~KSh 8,000 (float)
What You Need: Partner with an existing M-Pesa line owner or shop.
Why It Works: Daily cash flow and commissions without the need for a full shop
3. Mitumba Clothes Resale
Startup Costs: KSh 5,000–10,000
What You Need: Buy bale leftovers or sorted pieces from Gikomba, Toi, or Nyayo Market.
Why It Works: Huge profit margins; sell on Instagram, WhatsApp or at roadside markets.
4. Detergent Making & Sales
Startup Costs: KSh 5,000
What You Need: Raw chemicals, reusable bottles, branding stickers.
Why It Works: High demand and easy to market to friends, salons, and hotels.
5. Fruit Salad or Juice Stand
Startup Costs: KSh 5,000–8,000
What You Need: Fresh fruits, blender/knife, containers, and a small table.
Why It Works: Healthy lifestyle trends = steady customers in estates or near gyms/office
6. Mobile Phone Accessories Kiosk
Startup Costs: KSh 10,000
What You Need: Earphones, screen protectors, USB cables bought wholesale.
Why It Works: Fast turnover, especially near campuses or matatu stages.
7. Second-Hand Shoes (Kamukunji Hustle)
Startup Costs: ~KSh 8,000
What You Need: Buy from Gikomba or Eastleigh and resell on social media or roadside.
Why It Works: Each pair can earn you 100–300 bob in profit.
8. Home Snacks/Chapo Business
Startup Costs: KSh 5,000
What You Need: Flour, oil, packaging, and fuel.
Why It Works: Sell to boda guys, small offices, or online delivery via WhatsApp.
9. Freelancing (Graphic Design, Writing, VA, etc.)
Startup Costs: Internet + Skills (~KSh 3,000–7,000)
What You Need: A smartphone